TAMPA, FL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)STATE CHARTERED CREDIT UNIONS IN FLORIDA FLORIDA CENTRAL CREDIT UNION, founded in 1991, is a mid-sized nonprofit that reported $27.4M in total revenue in fiscal year 2023. Revenue surged 24% from the prior year, signaling strong growth momentum. Expenses of $25.5M left a modest 7% surplus.
FLORIDACENTRAL CREDIT UNION IS A MEMBER OWNED COOPERATIVE DEDICATED TO PROMOTING THRIFT AND PROVIDING ITS MEMBERS WITH COMPETITIVELY PRICED, QUALITY FINANCIAL SERVICES WHILE MAINTAINING SERVICE IN A PROFESSIONAL, ACCURATE AND EFFICIENT MANNER TO ALL MEMBERS REGARDLESS OF SOCIO-ECONOMIC STATUS.
INCOME FROM THE CREDIT UNION MEMBERSHIP AND FROM THE INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $27,385,819 | $22,088,773 | +0.2% |
| Expenses | $25,533,813 | $19,819,876 | +0.3% |
| Net Income | $1,852,006 | $2,268,897 | -0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| KENNETH H SPENCE | DIRECTOR | 1.00 |
Director
|
$3,395 | $0 | $3,395 |
| STEPHEN SHEAR | SECRETARY | 1.00 |
Director
|
$3,395 | $0 | $3,395 |
| WILLIAM MIGNONE | CHAIRPERSON | 1.00 |
Director
|
$3,395 | $0 | $3,395 |
| DAVID STEFFEN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| MARGARET SPURRIER | VICE CHAIRPERSON | 1.00 |
Director
|
$0 | $0 | $0 |
| GARY VIEN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| STEPHANIE OSTERLAND | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BRATON COLE | TREASURER | 1.00 |
Director
|
$3,395 | $0 | $3,395 |
| THUY LINH N DANG | PRESIDENT/CEO | 40.00 |
Officer
|
$488,827 | $19,547 | $508,374 |
| DEANNA KNIGHT | CFO | 40.00 |
Officer
|
$67,612 | $8,344 | $75,956 |
| MITCHELL SCOTT NEWBERGER | COO | 40.00 |
Officer
|
$146,539 | $22,689 | $169,228 |
| PAMELA WENDLAND | CHIEF CREDIT OFFICER | 40.00 |
Officer
|
$148,529 | $11,303 | $159,832 |
| PATRICIA WADDELL | IT MANAGER | 40.00 |
Highest
|
$140,583 | $19,710 | $160,293 |
| THOMAS CHESNUTT | DIRECTOR OF SALES | 40.00 |
Highest
|
$150,262 | $9,658 | $159,920 |
| CARLA GANT | VP HUMAN RESOURCES | 40.00 |
Highest
|
$137,800 | $49,523 | $187,323 |
| BRIAN ROBINSON | SVP/CMO | 40.00 |
Highest
|
$172,899 | $45,312 | $218,211 |
| DANIEL GEORGE | VP OF FINANCE | 40.00 |
Highest
|
$107,998 | $19,237 | $127,235 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $27,385,819 | $25,533,813 | $594,851,998 | $1,852,006 |
| 2022 | $22,088,773 | $19,819,876 | $591,612,328 | $2,268,897 |
| 2021 | $19,516,716 | $19,696,004 | $620,353,009 | $-179,288 |
| 2020 | $20,410,782 | $20,746,977 | $573,102,269 | $-336,195 |
| 2019 | $22,829,219 | $23,254,955 | $495,049,945 | $-425,736 |
| 2018 | $21,071,123 | $19,952,284 | $498,115,505 | $1,118,839 |
Compare STATE CHARTERED CREDIT UNIONS IN FLORIDA FLORIDA CENTRAL CREDIT UNION with other nonprofits in Florida and across the country.