JUNIOR ACHIEVEMENT OF CENTRAL FLORIDA INC

EIN: 590972112 501(c)(3) International Affairs

ORLANDO, FL

Total Revenue
$5,258,716
Total Expenses
$3,267,211
Total Assets
$3,895,796
Net Assets
$3,809,686
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Financial Trends

Organization Details

Formation Year
1985
Legal Domicile
FL
Principal Officer
KAREN REVELS
Phone
4078982121
Tax Period
2024-07-01 to 2025-06-30

JUNIOR ACHIEVEMENT OF CENTRAL FLORIDA INC, founded in 1985, is a community nonprofit in the International Affairs sector that reported $5.3M in total revenue in fiscal year 2024. Revenue surged 110% from the prior year, signaling strong growth momentum. The organization ran a surplus of $2.0M, a strong 38% operating margin.

Mission

JACF EMPOWERS STUDENTS TO ECONOMIC SUCCESS BY DELIVERING INNOVATIVE, EXPERIENTIAL LEARNING PROGRAMS IN FIN LITERACY, CAREER READINESS, AND ENTREPRENEURSHIP. PARTNERSHIPS WITH EDUCATORS AND BUSINESS LEADERS INSPIRE AND PREPARE STUDENTS TO SUCCEED IN A GLOBAL ECONOMY.

Program Service Accomplishments

Program 1
Expenses: $2,226,608

3DE BY JUNIOR ACHIEVEMENT TRANSFORMING HIGH SCHOOL EDUCATION:3DE BY JUNIOR ACHIEVEMENT IS A FOUR-YEAR, SCHOOL-WITHIN-A-SCHOOL INSTRUCTIONAL MODEL THAT TRANSFORMS HIGH SCHOOL EDUCATION BY INTEGRATING...

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3DE BY JUNIOR ACHIEVEMENT TRANSFORMING HIGH SCHOOL EDUCATION:3DE BY JUNIOR ACHIEVEMENT IS A FOUR-YEAR, SCHOOL-WITHIN-A-SCHOOL INSTRUCTIONAL MODEL THAT TRANSFORMS HIGH SCHOOL EDUCATION BY INTEGRATING REAL-WORLD BUSINESS CHALLENGES INTO CORE ACADEMIC COURSES. IMPLEMENTED IN PARTNERSHIP WITH PUBLIC SCHOOL DISTRICTS IN ORANGE AND OSCEOLA COUNTIES, 3DE CONNECTS ENGLISH LANGUAGE ARTS, MATH, SCIENCE, AND SOCIAL STUDIES TO REAL-TIME CASE STUDIES PRESENTED BY LOCAL AND NATIONAL INDUSTRY PARTNERS.(CONTINUED ON SCHEDULE O)THROUGH COMPETENCY-BASED CASE METHODOLOGY, STUDENTS WORK IN TEAMS TO SOLVE AUTHENTIC BUSINESS CHALLENGES AND PRESENT SOLUTIONS TO CORPORATE PROFESSIONALS. THIS IMMERSIVE MODEL BUILDS CRITICAL THINKING, COLLABORATION, COMMUNICATION, AND PROBLEM-SOLVING SKILLS WHILE INCREASING ACADEMIC ENGAGEMENT AND RELEVANCE. BUSINESS VOLUNTEERS SERVE AS MENTORS, COACHES, AND EVALUATORS, PROVIDING STUDENTS WITH DIRECT EXPOSURE TO CAREER PATHWAYS AND PROFESSIONAL ENVIRONMENTS.LAUNCHED IN CENTRAL FLORIDA IN THE 2019-2020 SCHOOL YEAR AT OAK RIDGE HIGH SCHOOL (ORLANDO) AND OSCEOLA HIGH SCHOOL (KISSIMMEE), 3DE HAS EXPANDED TO NINE HIGH SCHOOLS AS OF THE 2025-2026 SCHOOL YEAR: OAK RIDGE, OSCEOLA, OCOEE, EAST RIVER, INNOVATION, CELEBRATION, EDGEWATER, HORIZON, AND LAKE BUENA VISTA. TWO ADDITIONAL SCHOOLS ARE SCHEDULED TO LAUNCH IN 2026-2027, SIGNIFICANTLY INCREASING STUDENT ACCESS TO THIS INNOVATIVE INSTRUCTIONAL MODEL.DURING THE 2024-2025 SCHOOL YEAR, 1,288 STUDENTS PARTICIPATED IN 3DE ACROSS CENTRAL FLORIDA. STUDENTS PARTNERED WITH MORE THAN 150 BUSINESS PROFESSIONALS AND ENGAGED IN NEARLY 700 HOURS OF COACHING, MENTORING, AND CASE-BASED PROBLEM SOLVING.BY EMBEDDING BUSINESS CONNECTIVITY INTO DAILY INSTRUCTION, 3DE EQUIPS STUDENTS MANY FROM HISTORICALLY UNDERSERVED COMMUNITIES WITH THE CONFIDENCE, COMPETENCIES, AND PROFESSIONAL EXPOSURE NEEDED TO SUCCEED IN POST-SECONDARY EDUCATION AND THE MODERN WORKFORCE. OUTCOMESTHIS MODEL PRODUCES EXTRAORDINARY RESULTS INCLUDING UNMATCHED GRADUATION RATES, STRONGER ACADEMIC OUTCOMES, IMPROVED CLASSROOM ENGAGEMENT, AND A SIGNIFICANT REDUCTION IN CHRONIC ABSENTEEISM. AT OAK RIDGE HIGH SCHOOL FOR EXAMPLE, THE 3DE CLASS OF 2025 ACHIEVED A 100% FOUR-YEAR COHORT GRADUATION RATE. ACCORDING TO THE U.S. DEPARTMENT OF EDUCATION, THE NATIONAL AVERAGE FOUR-YEAR HIGH SCHOOL GRADUATION RATE IS APPROXIMATELY 87%. STUDENTS WHO PARTICIPATE IN 3DE ARE SHOWING UP BOTH LITERALLY AND IN THEIR CONFIDENCE, COMMUNICATION, AND ASPIRATIONS. THE PROGRAM DEMONSTRATES STRONG ACADEMIC AND POSTSECONDARY OUTCOMES. ADDITIONALLY, POST-SECONDARY ENROLLMENT FOR 3DE GRADUATES SIGNIFICANTLY EXCEEDS PRE-PROGRAM BENCHMARKS, REFLECTING MEASURABLE GAINS IN COLLEGE AND CAREER READINESS. ACADEMIC PERFORMANCE INDICATORS, INCLUDING ELA PROFICIENCY GROWTH AND LEARNING GAINS, CONSISTENTLY SHOW HIGHER RATES OF IMPROVEMENT AMONG 3DE STUDENTS COMPARED TO SCHOOL-WIDE GROWTH TRENDS.KEY EDUCATIONAL BENEFITS:1. ENHANCES RELEVANCE AND ENGAGEMENT BY CONNECTING ACADEMICS TO REAL-WORLD EXPERIENCES.2. DEEPENS UNDERSTANDING THROUGH SUSTAINED BUSINESS ENGAGEMENT.3. ENCOURAGES APPLICATION OF ACADEMIC CONCEPTS TO FOSTER SKILLS DEVELOPMENT AND KNOWLEDGE RETENTION.

Program 2
Expenses: $63,465

ELEVATING CAREER AWARENESS THROUGH JA INSPIRE:JA INSPIRE IS A HYBRID PROGRAM DESIGNED TO PREPARE MIDDLE SCHOOL STUDENTS FOR FUTURE CAREER OPPORTUNITIES THROUGH A COMBINATION OF CLASSROOM INSTRUCTION...

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ELEVATING CAREER AWARENESS THROUGH JA INSPIRE:JA INSPIRE IS A HYBRID PROGRAM DESIGNED TO PREPARE MIDDLE SCHOOL STUDENTS FOR FUTURE CAREER OPPORTUNITIES THROUGH A COMBINATION OF CLASSROOM INSTRUCTION AND A HANDS-ON CAREER EXPO. THE PROGRAM IS COMPOSED OF THREE INTEGRATED COMPONENTS: 1. EIGHT HOURS OF IN-CLASS SESSIONS, FOLLOWED BY2. PARTICIPATION IN THE JA INSPIRE CAREER EXPO, AND3. A POST-EVENT CLASSROOM DEBRIEF. (CONTINUED ON SCHEDULE O)IN THE 2024-2025 SCHOOL YEAR, THE JA INSPIRE EVENT WAS HELD IN BOTH OSCEOLA AND ORANGE COUNTIES. IN OSCEOLA, INSPIRE WAS HELD AGAIN AT OSCEOLA HERITAGE PARK AND THE INSPIRE ORANGE EVENT WAS HELD AT THE ORANGE COUNTY CONVENTION CENTER AND AN OVERWHELMING 5,000 ATTENDED. STUDENTS VISITED OSCEOLA HERITAGE PARK, WHERE THEY EXPLORED OVER 47,000 SQUARE FEET OF INTERACTIVE, CAREER-THEMED STATIONS. THE CONTINUED SUCCESS OF JA INSPIRE DEMONSTRATES JACF'S ABILITY TO CONNECT STUDENTS WITH REAL-WORLD CAREER PATHWAYS, HELPING THEM ENVISION THEIR FUTURES AND STRENGTHENING THE REGIONAL WORKFORCE PIPELINE.2024-2025 PROGRAM IMPACT:1. NEARLY 23,000 HOURS OF CLASSROOM AND EXPERIENTIAL INSTRUCTION DELIVERED 2. OVER 18,518 8TH-GRADE STUDENTS ENGAGED ACROSS THE REGION

Program 3
Expenses: $13,066 Revenue: $0

THE JA BIZTOWN POP-UP EXPERIENCE:JA BIZTOWN IS A HANDS-ON LEARNING EXPERIENCE THAT COMBINES CLASSROOM LESSONS WITH A FULLY INTERACTIVE SIMULATION OF A REAL-WORLD ECONOMY. DESIGNED FOR 4TH-6TH GRADE...

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THE JA BIZTOWN POP-UP EXPERIENCE:JA BIZTOWN IS A HANDS-ON LEARNING EXPERIENCE THAT COMBINES CLASSROOM LESSONS WITH A FULLY INTERACTIVE SIMULATION OF A REAL-WORLD ECONOMY. DESIGNED FOR 4TH-6TH GRADE STUDENTS, BIZTOWN TEACHES FINANCIAL LITERACY, WORK READINESS, AND ENTREPRENEURSHIP BY ALLOWING STUDENTS TO RUN BUSINESSES, MANAGE FINANCES, AND SERVE AS CITIZENS IN A SIMULATED TOWN. (CONTINUED ON SCHEDULE O)STUDENTS TAKE ON DIVERSE ROLES OPERATING BANKS, MANAGING BUSINESSES, WRITING CHECKS, AND EVEN CASTING VOTES FOR A MAYOR. THE GOAL IS CLEAR: TO HELP THESE YOUNG MINDS DEVELOP A PROFOUND UNDERSTANDING OF HOW BUSINESSES OPERATE, THE ROLE OF MONEY IN OUR ECONOMY, AND THE IMPORTANCE OF TEAMWORK AND DECISION-MAKING. BIZTOWN PROVIDES A SAFE ENVIRONMENT FOR STUDENTS TO ASK QUESTIONS, PRACTICE CONCEPTS, AND LEARN THROUGH REAL-LIFE FINANCIAL AND CAREER SCENARIOS AT A YOUNG AGE.JA BIZTOWN EMPOWERS STUDENTS TO SEE THE CONNECTION BETWEEN EDUCATION AND SUCCESS IN THE REAL WORLD, PREPARING THEM FOR FUTURE CAREERS AND FINANCIAL INDEPENDENCE.2024-2025 PROGRAM IMPACT:1. OVER 4,900 OSCEOLA AND VOLUSIA STUDENTS ENGAGED 2. 90% OF PARTICIPANTS FELT MORE CONFIDENT IN THEIR ABILITY TO CONTRIBUTE TO THEIR COMMUNITY AFTER THEIR EXPERIENCE

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Trantor Score

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $5,200,761
Program Service Revenue $0
Investment Income $43,963
Other Revenue $13,992
TOTAL REVENUE $5,258,716

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,731,483
Fundraising Expenses $437,123
Program Expenses $2,303,139
Other Expenses $1,535,728
TOTAL EXPENSES $3,267,211

Year-over-Year Comparison

2024 2023 Change
Revenue $5,258,716 $2,505,345 +1.1%
Expenses $3,267,211 $2,192,967 +0.5%
Net Income $1,991,505 $312,378 +5.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
52
Independent Members
52
Employees
26
Volunteers
685

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$250,298
Total Directors
52
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DIANE DIFEBBO CHAIR 1.00
Officer Director
$0 $0 $0
JASON SCOTT IMMEDIATE PAST CHAIR 1.00
Officer Director
$0 $0 $0
ELISHA GONZALEZ VICE CHAIR 1.00
Officer Director
$0 $0 $0
TROY SANDS SECRETARY 1.00
Officer Director
$0 $0 $0
DERRICK VALKENBURG TREASURER 1.00
Officer Director
$0 $0 $0
BART BISHOP DIRECTOR 1.00
Director
$0 $0 $0
BRIAN BOONE DIRECTOR 1.00
Director
$0 $0 $0
BRIAN FEDIGAN DIRECTOR 1.00
Director
$0 $0 $0
DAWN KOFFARNUS DIRECTOR 1.00
Director
$0 $0 $0
DR KAREN BENN MARSHALL DIRECTOR 1.00
Director
$0 $0 $0
DR MICHAEL HIRSCH DIRECTOR 1.00
Director
$0 $0 $0
DR TASHANDA BROWN-CANNON DIRECTOR 1.00
Director
$0 $0 $0
DRLANDON SHEPHARD DIRECTOR 1.00
Director
$0 $0 $0
DRMICHAEL HIRSCH DIRECTOR 1.00
Director
$0 $0 $0
EARL CONNELL JR DIRECTOR 1.00
Director
$0 $0 $0
ERIC SOMMER DIRECTOR 1.00
Director
$0 $0 $0
FRANK DAVI JR DIRECTOR 1.00
Director
$0 $0 $0
FRED KITTINGER JR DIRECTOR 1.00
Director
$0 $0 $0
GARY HEATH DIRECTOR 1.00
Director
$0 $0 $0
GINA RONOKARIJO DIRECTOR (AS OF 09/2025) 1.00
Director
$0 $0 $0
HEATHER HENDERSON DIRECTOR 1.00
Director
$0 $0 $0
IXCHELL DUARTE DIRECTOR 1.00
Director
$0 $0 $0
JAMES FRANZESE DIRECTOR 1.00
Director
$0 $0 $0
JAMES HAWLEY DIRECTOR 1.00
Director
$0 $0 $0
JAY GALBRAITH DIRECTOR (AS OF 10/2025) 1.00
Director
$0 $0 $0
JEFF TECAU DIRECTOR 1.00
Director
$0 $0 $0
JENNIFER WILLIAMS DIRECTOR 1.00
Director
$0 $0 $0
JESSE EISNER DIRECTOR 1.00
Director
$0 $0 $0
JOHANNA VARGAS-SCOTT DIRECTOR 1.00
Director
$0 $0 $0
JONATHAN RUSSELL DIRECTOR (AS OF 09/2025) 1.00
Director
$0 $0 $0
JUAN AMO DIRECTOR 1.00
Director
$0 $0 $0
KEVIN CRAWFORD DIRECTOR 1.00
Director
$0 $0 $0
MANDY WEITKNECHT DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL GORRITZ DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL PROVENZALE DIRECTOR 1.00
Director
$0 $0 $0
NANCY ALVAREZ DIRECTOR 1.00
Director
$0 $0 $0
NATHAN BURGER DIRECTOR (AS OF 10/2025) 1.00
Director
$0 $0 $0
NICOLE MCMURRAY DIRECTOR 1.00
Director
$0 $0 $0
PAUL SOHL REAR ADM USN RET DIRECTOR 1.00
Director
$0 $0 $0
RALPH TEJADA DIRECTOR 1.00
Director
$0 $0 $0
RANDY BARNHILL DIRECTOR 1.00
Director
$0 $0 $0
RICHARD BARBARI DIRECTOR 1.00
Director
$0 $0 $0
ROBERT LEE DIRECTOR 1.00
Director
$0 $0 $0
SARA DILL DIRECTOR 1.00
Director
$0 $0 $0
TED SHEPPE DIRECTOR 1.00
Director
$0 $0 $0
TIM FLYNN DIRECTOR 1.00
Director
$0 $0 $0
TIM MYERS DIRECTOR 1.00
Director
$0 $0 $0
TOM MCALEAVEY DIRECTOR 1.00
Director
$0 $0 $0
TOMEI THOMAS DIRECTOR 1.00
Director
$0 $0 $0
TONY BENGE DIRECTOR 1.00
Director
$0 $0 $0
TRACY JUNGER DIRECTOR 1.00
Director
$0 $0 $0
WAYMON ARMSTRONG DIRECTOR 1.00
Director
$0 $0 $0
KAREN REVELS PRESIDENT & CEO 40.00
Officer
$192,178 $10,620 $202,798
WALTER NASON VP OF FINANCE 10.00
Officer
$47,500 $0 $47,500
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $5,258,716 $3,267,211 $3,895,796 $1,991,505
2024 No data No data No data No data
2023 $1,624,150 $2,004,584 $1,533,522 $-380,434
2022 $1,781,050 $1,404,360 $1,871,118 $376,690
2021 $1,366,724 $1,234,980 $1,695,033 $131,744
2020 $1,458,528 $1,363,399 $1,574,104 $95,129
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