ONE SEVEN TWO HOLDING ASSOCIATION … - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Principal Officer

MICHELLE CURTIS

Phone

3055910134

Tax Period

2024-01-01 to 2024-12-31

ONE SEVEN TWO HOLDING ASSOCIATION INC, founded in 1962, is a small nonprofit that reported $162K in total revenue in fiscal year 2024. Expenses of $193K exceeded revenue, resulting in a 19% operating deficit.

Mission

MAINTAIN REAL PROPERTY FOR THE BENEFIT OF THE LOCAL UNION AND ITS MEMBERS.

Program Service Accomplishments

Program 1

MAINTAIN REAL PROPERTY FOR THE BENEFIT OF THE LOCAL UNION AND ITS MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $145,175

Investment Income $13,923

Other Revenue $2,790

TOTAL REVENUE $161,888

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $193,199

TOTAL EXPENSES $193,199

Year-over-Year Comparison

	2024	2023	Change
Revenue	$161,888	$166,420	0.0%
Expenses	$193,199	$170,821	+0.1%
Net Income	$-31,311	$-4,401	+6.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$346,349

Total Directors

$358,074

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHELLE CURTIS	SECRETARY/TR	0.50	Officer Director	$0	$30,370	$129,967
WANDA HARRIS	PRESIDENT	0.50	Officer Director	$0	$4,231	$110,754
ROBERT MIRANDA	VICE PRESIDE	0.50	Officer Director	$0	$4,231	$105,628
PAMELA MCCORMICK	CLERK CRAFT	0.20	Director	$0	$0	$3,850
ANGELA MCDONALD	MAINT. CRAFT	0.20	Director	$0	$0	$2,700
CLIFFORD RITCH	BUSINESS AGE	0.20	Director	$0	$0	$2,700
CARLISTER GORDON	VEHIC. CRAFT	0.20	Director	$0	$0	$2,475

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$161,888	$193,199	$1,572,226	$-31,311
2023	$166,420	$170,821	$1,603,537	$-4,401
2022	$141,112	$155,278	$1,607,938	$-14,166
2021	$137,118	$119,368	$1,622,104	$17,750
2020	$148,261	$118,791	$1,604,354	$29,470

ONE SEVEN TWO HOLDING ASSOCIATION INC