NATIONAL ASSOCIATION OF LETTER CARRIERS RETIREMENT EDUCATIONAL SECURITY TRAINING

EIN: 591004167

NALCREST, FL

Total Revenue
$2,812,412
Total Expenses
$2,661,739
Total Assets
$7,483,840
Net Assets
$6,761,297
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1961
Legal Domicile
FL
Principal Officer
MATTHEW ROSE
Phone
8636961121
Tax Period
2022-07-01 to 2023-06-30

NATIONAL ASSOCIATION OF LETTER CARRIERS RETIREMENT EDUCATIONAL SECURITY TRAINING, founded in 1961, is a community nonprofit that reported $2.8M in total revenue in fiscal year 2022. Revenue decreased 19% compared to the prior year. Expenses of $2.7M left a modest 5% surplus.

Mission

TO PROVIDE AFFORDABLE HOUSING FACILITIES AND SERVICES TO RETIRED EMPLOYEES OF THE UNITED STATES POSTAL SERVICE, WHO ARE MEMBERS OF THE NATIONAL ASSOCIATION OF LETTER CARRIERS.

Program Service Accomplishments

Program 1
Expenses: $2,452,931 Revenue: $2,767,463

PROVIDING FACILIITES AND BASIC SERVICES FOR THE RETIREMENT CENTER'S RESIDENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $2,767,463
Investment Income $22,320
Other Revenue $22,629
TOTAL REVENUE $2,812,412

Expense Breakdown

Grants Paid $159
Salaries & Benefits $613,647
Fundraising Expenses $0
Program Expenses $2,452,931
Other Expenses $2,047,933
TOTAL EXPENSES $2,661,739

Year-over-Year Comparison

2022 2021 Change
Revenue $2,812,412 $3,479,012 -0.2%
Expenses $2,661,739 $2,410,528 +0.1%
Net Income $150,673 $1,068,484 -0.9%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
6
Independent Members
N/A
Employees
18
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$1,072,669
Total Directors
8
$1,072,669
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
NICOLE RHINE SECRETARY-TREASURER 0.4
Officer Director
$0 $117,598 $331,132
DANIEL TOTH VICE PRESIDENT 0.4
Officer Director
$0 $103,314 $317,298
FREDRIC V ROLANDO VICE-PRESIDENT 0.4
Officer Director
$0 $17,432 $290,416
MACK I JULION SR VICE PRESIDENT 0.4
Officer Director
$0 $69,676 $116,475
MATTHEW L ROSE PRESIDENT 0.4
Officer Director
$0 $0 $7,762
THOMAS H YOUNG JR VICE-PRESIDENT - Past 0.4
Officer Director
$0 $0 $5,820
DONALD T SOUTHERN VICE-PRESIDENT - PAST 0.4
Officer Director
$0 $0 $3,766
TONY DIAZ VICE-PRESIDENT 0.4
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 No data No data No data No data
2023 $2,812,412 $2,661,739 $7,483,840 $150,673
2022 $3,479,012 $2,410,528 $7,252,281 $1,068,484
2021 $2,673,290 $2,527,506 $6,447,386 $145,784
2020 $2,644,884 $2,232,624 $6,152,383 $412,260
2019 $2,397,662 $2,057,075 $5,744,450 $340,587
2018 $3,318,624 $2,379,399 $5,297,670 $939,225
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