Apopka Area Chamber of Commerce Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Phone

4078841441

Tax Period

2024-01-01 to 2024-12-31

Apopka Area Chamber of Commerce Inc, founded in 1954, is a small nonprofit that reported $194K in total revenue in fiscal year 2024. Revenue fell 44% from the prior year — a significant decline worth monitoring. Expenses of $232K exceeded revenue, resulting in a 19% operating deficit.

Mission

TO PROVIDE LOCAN BUSINESSES OPPURTUNITIES TO NETWORK AND PROMOTE ECONOMIC DEVELOPMENT, INCLUDING ORGANIZING BUSINESS MEETINGS AND FUNCTIONS.

Program Service Accomplishments

Program 1

Expenses: $231,501 Revenue: $194,092

THE APOPKA AREA CHAMBER OF COMMERCE CONTINUED THE MISSION TO ADVOCATE FOR PRO-BUSINESS POLICIES AND PROCEDURES WITHIN THE STATE, COUNTY, AND CITY. THIS AIDED IN THE CONTINUATION AND RETENTION OF MANY MEMBERS. THE CHAMBER ALSO PROVIDED LEARNING OPPORTUNITIES FOR BUILDERS, NURSERIES, FARMERS, MENTAL WELLNESS, THE ARTS, AND ENTREPRENEURSHIP. WHICH MADE THE CHAMBER GAIN MEMBERSHIP AND BOARD PARTICIPATION IN THESE SECTORS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $194,092

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $194,092

Expense Breakdown

Grants Paid $0

Salaries & Benefits $78,420

Fundraising Expenses $0

Program Expenses $231,501

Other Expenses $153,081

TOTAL EXPENSES $231,501

Year-over-Year Comparison

	2024	2023	Change
Revenue	$194,092	$349,247	-0.4%
Expenses	$231,501	$295,826	-0.2%
Net Income	$-37,409	$53,421	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
Matt Disalvatore	Chairmen	Officer	$0	$0	$0
Gerald Rooks	Vice Chairmenr	Officer	$0	$0	$0
Kimberly Dewar	Secretary	Officer	$0	$0	$0
Angela Scott	Treasurer	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$194,092	$231,501	$33,862	$-37,409
2023	$349,247	$295,826	$324,165	$53,421
2022	$317,897	$395,996	$388,065	$-78,099
2021	$372,419	$302,956	$474,388	$69,463
2020	$274,314	$256,755	$358,227	$17,559
2019	$283,287	$307,970	$275,096	$-24,683
2018	$241,219	$233,859	$296,848	$7,360
2017	$241,879	$258,892	$289,505	$-17,013