DESTIN CHAMBER OF COMMERCE INC (EIN 591145150) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

SHANE MOODY

Phone

8508376241

Tax Period

2025-01-01 to 2025-12-31

DESTIN CHAMBER OF COMMERCE INC, founded in 1966, is a small nonprofit that reported $519K in total revenue in fiscal year 2025. Revenue decreased 7% compared to the prior year.

Mission

PROMOTE THE LOCAL COMMUNITY THROUGH MEMBER ACTIVITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $345,803

Program Service Revenue $131,749

Investment Income $11,465

Other Revenue $29,874

TOTAL REVENUE $518,891

Expense Breakdown

Grants Paid $0

Salaries & Benefits $319,181

Fundraising Expenses $0

Other Expenses $229,007

TOTAL EXPENSES $548,188

Year-over-Year Comparison

	2025	2024	Change
Revenue	$518,891	$557,698	-0.1%
Expenses	$548,188	$548,456	0.0%
Net Income	$-29,297	$9,242	-4.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$145,169

Total Directors

$145,169

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MONICA WALLIS	CHAIRMAN	2.00	Officer Director	$0	$0	$0
BRANDEN CROSBY	CHAIRMAN-ELECT	2.00	Officer Director	$0	$0	$0
JENNI BRUNSON	IMMEDIATE PAST CHAIRMAN	2.00	Officer Director	$0	$0	$0
CHRISTIAN CARLEE	IMMEDIATE PAST CHAIRMAN	2.00	Director	$0	$0	$0
BRYAN OSBORNE	VICE CHAIRMAN	2.00	Officer Director	$0	$0	$0
ALISHA HURWOOD	VICE CHAIRMAN- COMMUNITY &	2.00	Director	$0	$0	$0
TYLER JARVIS	VICE CHAIRMAN- GOVERNMENT	2.00	Officer Director	$0	$0	$0
CAPT CHAD REWIS	TREASURER	2.00	Officer Director	$0	$0	$0
JOHN CARNS	CHAIRMAN'S APPOINTEE	2.00	Director	$0	$0	$0
MAC MCFARLAND	CHAIRMAN'S APPOINTEE	2.00	Director	$0	$0	$0
KIM WINTNER	SPECIAL APPOINTEE-MILITARY	2.00	Director	$0	$0	$0
DAVID BUTLER	DIRECTOR	2.00	Director	$0	$0	$0
JOHN TOOMBS	DIRECTOR	2.00	Director	$0	$0	$0
DOUG RAINER	DIRECTOR	2.00	Director	$0	$0	$0
WAYNE BERNHEISEL	DIRECTOR	2.00	Director	$0	$0	$0
JASON HALL	DIRECTOR	2.00	Director	$0	$0	$0
NEKO STUBBLEFIELD	DIRECTOR	2.00	Director	$0	$0	$0
MEL PONDER	DIRECTOR	2.00	Director	$0	$0	$0
ERIC NAVARRE	DIRECTOR	2.00	Director	$0	$0	$0
BERNARD JOHNSON	DIRECTOR	2.00	Director	$0	$0	$0
KC DONAHEY	DIRECTOR	2.00	Director	$0	$0	$0
SHANE MOODY	EXECUTIVE DIRECTOR	40.00	Officer Director	$145,169	$0	$145,169

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$518,891	$548,188	$671,563	$-29,297
2024	$557,698	$548,456	$713,741	$9,242
2023	$579,654	$564,014	$715,663	$15,640
2022	$514,725	$479,096	$711,257	$35,629
2021	$573,065	$469,639	$683,210	$103,426
2020	$454,041	$460,868	$592,597	$-6,827
2019	$567,387	$530,396	$602,701	$36,991
2018	$565,179	$546,255	$628,061	$18,924

DESTIN CHAMBER OF COMMERCE INC