STATE CHARTERED CREDIT UNIONS IN FLORIDA (EIN 591262972) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1961

Legal Domicile

Principal Officer

DONALD PRUE

Phone

8136216454

Tax Period

2025-01-01 to 2025-12-31

STATE CHARTERED CREDIT UNIONS IN FLORIDA, founded in 1961, is a community nonprofit that reported $4.7M in total revenue in fiscal year 2025. The organization ran a surplus of $821K, a strong 17% operating margin.

Mission

CREDIT UNION PROGRAMS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,471,462

Investment Income $2,250,640

Other Revenue $0

TOTAL REVENUE $4,722,102

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,362,614

Fundraising Expenses $0

Program Expenses $0

Other Expenses $2,538,421

TOTAL EXPENSES $3,901,035

Year-over-Year Comparison

	2025	2024	Change
Revenue	$4,722,102	$4,520,694	+0.0%
Expenses	$3,901,035	$4,025,791	0.0%
Net Income	$821,067	$494,903	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$193,784

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBERT PICARD II	CEO	40.00	Officer	$8,016	$0	$8,016
JONATHON DEHMEL	BOARD MEMBER	2.00	Director	$0	$0	$0
WILLIAM NOLAN	BOARD VICE CHAIRPERSON	2.00	Director	$0	$0	$0
SHAWN MCDONNELL	BOARD CHAIRPERSON	2.00	Director	$0	$0	$0
CARA SMITH	BOARD SECRETARY	2.00	Director	$0	$0	$0
KENNETH WOOTON JR	BOARD MEMBER	2.00	Director	$0	$0	$0
DONALD PRUE	PRESIDENT	40.00	Officer	$185,768	$0	$185,768

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,722,102	$3,901,035	$116,432,573	$821,067
2024	No data	No data	No data	No data
2023	$3,849,288	$3,242,112	$111,111,713	$607,176
2022	$2,892,898	$2,474,877	$111,946,300	$418,021
2021	$2,516,978	$2,091,244	$109,750,634	$425,734
2020	$2,935,101	$2,673,293	$101,520,980	$261,808
2019	$3,219,133	$2,731,816	$88,500,251	$487,317
2018	$3,024,245	$2,600,116	$86,057,280	$424,129

STATE CHARTERED CREDIT UNIONS IN FLORIDA