THE GREATER BOYNTON BEACH CHAMBER OF COMMERCE INC (EIN 591304441) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

JONATHAN PORGES

Phone

5617329501

Tax Period

2018-01-01 to 2018-12-31

THE GREATER BOYNTON BEACH CHAMBER OF COMMERCE INC, founded in 1970, is a micro nonprofit that reported $55K in total revenue in fiscal year 2018. Revenue fell 67% from the prior year — a significant decline worth monitoring. Expenses of $107K exceeded revenue, resulting in a 94% operating deficit.

Mission

THE MISSION OF THE GREATER BOYNTON BEACH CHAMBER OF COMMERCE, INC IS TO PROVIDE ITS MEMBERS THE OPPORTUNITY TO INCREASE BUSINESS, TO SERVE AS THE VOICE OF THE BUSINESS COMMUNITY AND TO PROMOTE THE COMMUNITY TO THE GENERAL PUBLIC

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $54,892

Investment Income $12

Other Revenue $0

TOTAL REVENUE $54,904

Expense Breakdown

Grants Paid $0

Salaries & Benefits $53,865

Fundraising Expenses $0

Other Expenses $50,811

TOTAL EXPENSES $106,757

Year-over-Year Comparison

	2018	2017	Change
Revenue	$54,904	$166,971	-0.7%
Expenses	$106,757	$131,789	-0.2%
Net Income	$-51,853	$35,182	-2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NANCY ERNST	CHAIRPERSON	25.00	Officer Director	$0	$0	$0
JONATHAN PORGES	CEO	40.00	Officer Director	$0	$0	$0
MICHAEL MOHL	CHAIR - ELECT	25.00	Officer Director	$0	$0	$0
JUDY SAXTON	VICE CHAIR	25.00	Officer Director	$0	$0	$0
GARY NORDMARK	DIRECTOR AT LARGE	15.00	Director	$0	$0	$0
JAMES NUGENTS	DIRECTOR AT LARGE	15.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$54,904	$106,757	$532	$-51,853

THE GREATER BOYNTON BEACH CHAMBER OF COMMERCE INC