AMERICAN POSTAL WORKERS UNION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

Peter Fournier

Phone

4078546396

Tax Period

2024-01-01 to 2024-12-31

AMERICAN POSTAL WORKERS UNION, founded in 2011, is a small nonprofit that reported $545K in total revenue in fiscal year 2024. Net assets of $1.2M represent 27 months of operating reserves.

Mission

Protect employees' rights and benefits through the grievance/ arbitration procedure; as it relates to wages and conditions of employment that are enumerated in the language of a Collective Bargaining Agreement (CBA).

Program Service Accomplishments

Program 1

Protect the rights of employees as it pertains to wages, benefits, and working conditions within the scope of a Collective Bargaining Agreement (CBA).

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $543,707

Program Service Revenue $0

Investment Income $7

Other Revenue $1,669

TOTAL REVENUE $545,383

Expense Breakdown

Grants Paid $2,000

Salaries & Benefits $405,421

Fundraising Expenses $0

Program Expenses $0

Other Expenses $123,460

TOTAL EXPENSES $533,039

Year-over-Year Comparison

	2024	2023	Change
Revenue	$545,383	$531,254	+0.0%
Expenses	$533,039	$411,558	+0.3%
Net Income	$12,344	$119,696	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$302,950

Total Directors

$89,936

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Joseph Paul	President	40	Officer Highest	$96,623	$0	$96,623
Robert McSorley	Vice President	40	Officer	$91,455	$0	$91,455
Benjamin Love	Maintenance Craft Director	20	Officer Director	$36,385	$502	$36,887
Benjamin Love	Director of Industrial Relations	40	Officer Director	$31,896	$0	$31,896
Peter Fournier	Treasurer	12	Officer	$27,450	$870	$28,320
Denise Larson-Fischer	Clerk Craft Director	2	Officer Director	$8,767	$870	$9,637
Jose Caban	MVS Craft Director	1	Officer Director	$7,262	$870	$8,132
Jerri Ann Margrave	Trustee	1	Director	$1,302	$400	$1,702
Roseanna Conlin	Trustee	1	Director	$1,282	$400	$1,682

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$545,383	$533,039	$1,217,227	$12,344
2023	$531,254	$411,558	$1,205,558	$119,696
2022	$487,341	$414,525	$1,047,624	$72,816
2021	$463,422	$334,690	$923,492	$128,732
2020	$447,053	$319,515	$737,236	$127,538