VETERANS OF FOREIGN WARS POST 8681

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

LISA VETRO

Phone

7278561860

Tax Period

2024-07-01 to 2025-06-30

VETERANS OF FOREIGN WARS POST 8681, founded in 1979, is a small nonprofit that reported $288K in total revenue in fiscal year 2024. Revenue fell 25% from the prior year — a significant decline worth monitoring.

Mission

SUPPORT OF VETERANS, VETERANS FAMILIES AND COMMUNITY. PROMOTE AMERICANISM AND PATRIOTISM.

Program Service Accomplishments

Program 1

SUPPORT OF NEEDY & DISABLED VETERANS AND THEIR FAMILIES. DONATION OF FACILITIES TO OTHER VETERAN ORGANIZATIONS. COMMUNITY SUPPORT CONSISTING OF MONETARY DONATIONS AND DONATION OF FACILITIES TO LOCAL...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $53,688

Investment Income $816

Other Revenue $233,480

TOTAL REVENUE $287,984

Expense Breakdown

Grants Paid $0

Salaries & Benefits $97,122

Fundraising Expenses $0

Other Expenses $188,576

TOTAL EXPENSES $285,698

Year-over-Year Comparison

	2024	2023	Change
Revenue	$287,984	$385,523	-0.3%
Expenses	$285,698	$265,899	+0.1%
Net Income	$2,286	$119,624	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$6,788

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LISA VETRO	COMMANDER	30.00	Officer	$0	$0	$0
PAUL MACKEY	VICE COMM	15.00	Officer	$0	$0	$0
PATRICIA MACKEY	QUARTERMASTER	35.00	Officer	$0	$0	$0
ROSALIE SMITH	SECRETARY/TREAS	10.00	Officer	$6,788	$0	$6,788

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$287,984	$285,698	$422,570	$2,286
2024	$385,523	$265,899	$427,166	$119,624
2023	$254,527	$224,997	$314,810	$29,530
2022	$264,481	$227,099	$289,337	$37,382
2021	$201,715	$208,370	$256,495	$-6,655
2020	$138,417	$150,715	$196,557	$-12,298
2019	$162,383	$160,607	$213,106	$1,776