BAKER COUNTY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

SHANNON CURRY

Phone

9042596433

Tax Period

2023-10-01 to 2024-09-30

BAKER COUNTY CHAMBER OF COMMERCE, founded in 1980, is a small nonprofit that reported $252K in total revenue in fiscal year 2023. Revenue decreased 5% compared to the prior year. Expenses of $231K left a modest 8% surplus.

Mission

THE CHAMBER IS ORGANIZED FOR THE PURPOSE OF ADVANCING AGRICULTURE, INDUSTRIAL, CIVIC AND GENERAL INTEREST OF BAKER COUNTY AND ITS TRADE AREA.

Program Service Accomplishments

Program 1

THE CHAMBER OF COMMERCE DEVELOPS PARTNERSHIPS WITH THE LOCAL BUSINESS COMMUNITY TO HELP SUPPORT THEIR BUSINESSES AND GROW THE LOCAL ECONOMY. THE CHAMBER PUBLISHES A WEEKLY ELECTRONIC COMMUNITY...

THE CHAMBER OF COMMERCE DEVELOPS PARTNERSHIPS WITH THE LOCAL BUSINESS COMMUNITY TO HELP SUPPORT THEIR BUSINESSES AND GROW THE LOCAL ECONOMY. THE CHAMBER PUBLISHES A WEEKLY ELECTRONIC COMMUNITY ANNOUNCEMENT BULLETIN TO PROMOTE THE BUSINESS ACTIVITIES OF ITS MEMEBERS. THE CHAMBER PUBLISHES A MONTHLY ELECTRONIC NEWSLETTER ABOUT CHAMBER ACTIVITIES, HOLDS NETWORKING EVENTS ONCE A MONTH TO HELP PROMOTE, EDUCATE AND INFORM THE MEMBERSHIP ON TOPICS THAT CAN HELP THEIR BUSINESSES, PROVIDES INFORMATION TO VISITORS, RESIDENTS AND POTENTIAL NEW INDUSTRY IN AN EFFORT TO HELP GROW OUR LOCAL ECONOMY AND CREATE HIGH WAGE JOBS, PARTICIPATES IN TWO REGIONAL ECONOMIC DEVELOPMENT ORGANIZATIONS AND ATTENDS NUMEROUS ECONOMIC DEVELOPMENT EVENTS TO PROMOTE THE COUNTY AS A DESIRABLE LOCATION FOR NEW BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $134,433

Program Service Revenue $106,522

Investment Income $1,110

Other Revenue $10,245

TOTAL REVENUE $252,310

Expense Breakdown

Grants Paid $0

Salaries & Benefits $122,912

Fundraising Expenses $0

Other Expenses $108,528

TOTAL EXPENSES $231,440

Year-over-Year Comparison

	2023	2022	Change
Revenue	$252,310	$265,884	-0.1%
Expenses	$231,440	$227,206	+0.0%
Net Income	$20,870	$38,678	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$70,909

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DARRYL REGISTER	EXECUTIVE DI	40.00	Director	$70,909	$0	$70,909
JOEL BARBER	BOARD MEMBER	2.00	Director	$0	$0	$0
AMBER BISHARA	BOARD MEMBER	2.00	Director	$0	$0	$0
DR JAMES CARDOZO	BOARD MEMBER	2.00	Director	$0	$0	$0
CHRISTINA CARWFORD	BOAD MEMBER	2.00	Director	$0	$0	$0
COREY CREWS	BOARD MEMBER	2.00	Director	$0	$0	$0
SHANNON CURRY	PRESIDENT	2.00	Director	$0	$0	$0
PEGGY DRIGGERS	TREASURER	2.00	Director	$0	$0	$0
MIKE GRIFFIS	BOARD MEMBER	2.00	Director	$0	$0	$0
MICHELE HODGES	BOARD MEMBER	2.00	Director	$0	$0	$0
STEPHEN HUDSON	BOARD MEMBER	2.00	Director	$0	$0	$0
SAM KITCHING	BOARD MEMBER	2.00	Director	$0	$0	$0
CINDY OGLESBY	BOARD MEMBER	2.00	Director	$0	$0	$0
JAMES OWENS	VICE PRESIDE	2.00	Director	$0	$0	$0
SHERRIE RAULERSON	BOARD MEMBER	2.00	Director	$0	$0	$0
CYNDI RAY	BOARD MEMBER	2.00	Director	$0	$0	$0
GREG ROBERTS	BOARD MEMBER	2.00	Director	$0	$0	$0
DONNIE SAPP	BOARD MEMBER	2.00	Director	$0	$0	$0
CAROL SAVIAK	BOARD MEMBER	2.00	Director	$0	$0	$0
CHRIS SCHRENKER	BOARD MEMBER	2.00	Director	$0	$0	$0
TREY SINCLAIR	BOARD MEMBER	2.00	Director	$0	$0	$0
LORI TANNER	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$252,310	$231,440	$159,426	$20,870
2024	$240,704	$231,440	$148,336	$9,264
2023	$265,884	$227,206	$148,977	$38,678
2022	$257,626	$254,102	$155,205	$3,524
2021	$254,616	$229,827	$159,861	$24,789
2020	$222,889	$214,127	$145,944	$8,762