ANNA MARIA ISLAND CHAMBER OF COMMERCE INC (EIN 592297522) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

TERRI KINDER

Tax Period

2023-01-01 to 2023-12-31

ANNA MARIA ISLAND CHAMBER OF COMMERCE INC, founded in 1979, is a small nonprofit that reported $552K in total revenue in fiscal year 2023.

Mission

BUSINESS LEAGUE/CHAMBER OF COMMERCE/VISITOR AND TOURIST INFORMATION CENTER

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $278,030

Program Service Revenue $246,829

Investment Income $5,129

Other Revenue $22,431

TOTAL REVENUE $552,419

Expense Breakdown

Grants Paid $28,318

Salaries & Benefits $206,265

Fundraising Expenses $10,804

Program Expenses $540,518

Other Expenses $310,255

TOTAL EXPENSES $571,921

Year-over-Year Comparison

	2023	2022	Change
Revenue	$552,419	$548,068	+0.0%
Expenses	$571,921	$556,305	+0.0%
Net Income	$-19,502	$-8,237	+1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$76,684

Total Directors

$76,684

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERRI KINDER	PRESIDENT	50.00	Officer Director	$75,819	$865	$76,684
JOHN CAMPORA	DIRECTOR	0.00	Director	$0	$0	$0
ERIN LEATHEM	DIRECTOR	0.00	Director	$0	$0	$0
JANET MIXON	DIRECTOR	0.00	Director	$0	$0	$0
WILLIAM ROMBERGER	DIRECTOR	0.00	Director	$0	$0	$0
ROBERT SLICKER	DIRECTOR	0.00	Director	$0	$0	$0
JOANN BAKER	DIRECTOR	0.00	Director	$0	$0	$0
DON GOUDY	DIRECTOR	0.00	Director	$0	$0	$0
DAN ALDERSON	DIRECTOR	0.00	Director	$0	$0	$0
ERIC CAIRNS	DIRECTOR	0.00	Director	$0	$0	$0
MIKE SOUTHWICK	DIRECTOR	0.00	Director	$0	$0	$0
KAREN LAPENSEE	DIRECTOR	0.00	Director	$0	$0	$0
DAVID BERUBE	DIRECTOR	0.00	Director	$0	$0	$0
KATY DEMICK	CHAIRMAN OF THE BOARD	0.00	Officer Director	$0	$0	$0
WAYNE GUNTER	TREASURER	0.00	Officer Director	$0	$0	$0
SUSANNE ARBANAS	SECRETARY	0.00	Officer Director	$0	$0	$0
BEV KILPATRICK	PAST CHAIRMAN	0.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$552,419	$571,921	$481,108	$-19,502
2022	$548,068	$556,305	$499,817	$-8,237
2021	$508,389	$519,871	$507,566	$-11,482
2020	$525,304	$542,158	$518,766	$-16,854
2019	$621,083	$598,556	$535,094	$22,527
2018	$608,481	$562,471	$513,246	$46,010

ANNA MARIA ISLAND CHAMBER OF COMMERCE INC