West Palm Beach, FL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Junior Achievement of the Palm Beaches & Treasure Coast Inc, founded in 1981, is a community nonprofit in the International Affairs sector that reported $1.3M in total revenue in fiscal year 2024. Expenses of $1.5M exceeded revenue, resulting in a 14% operating deficit.
Our mission is to inspire and prepare young people to succeed in a global economy through classroom programs and simulations that focus on financial literacy, work readiness, and entrepreneurship. Since 1981, Junior Achievement of the Palm Beaches & Treasure Coast has inspired the next generation to be financially capable and tenacious; equipped with the tools to solve problems creatively, manage risk effectively, and welcome opportunity. Through our innovative and experiential financial literacy, job readiness and entrepreneurship K-12 programs taught by community volunteer role models, we inspire the next generation to navigate their path toward their dreams.
JA In-Class Programs are either taught over the course of a few weeks, completed in a one-day format, or taught after school. Trained community volunteers prepare students from kindergarten through...
JA In-Class Programs are either taught over the course of a few weeks, completed in a one-day format, or taught after school. Trained community volunteers prepare students from kindergarten through 12th grade for the real world by showing them how to generate and effectively manage income, create jobs to benefit the community, and apply entrepreneurial thinking to the workplace. The weekly and after school JA In-Class Program format consists of five to eight 45-minute classroom visits. The JA-In-A-Day Program enables volunteers to present the curriculum in one five-hour day is an excellent opportunity for corporate or community groups to volunteer.
3DE by JA is an innovative high school instructional model proven to accelerate student engagement and academic outcomes in traditional public high schools. The instructional model at 3DE schools is...
3DE by JA is an innovative high school instructional model proven to accelerate student engagement and academic outcomes in traditional public high schools. The instructional model at 3DE schools is based around case method, wherein the cases are a platform to connect an interdisciplinary project-based approach to standards-based learning. Case Method integrates real-world concepts and experiences across all disciplines and subject areas, allowing students to gain access and skills to navigate careers in high-growth industries. The program is designed to expose students to hands-on, project-based learning challenges provided by local and national business partners. Students learn through real-world experiences to develop competencies for competitiveness, while increasing in-class engagement, discovering individual value, and accelerating academic comprehension. This comprehensive approach unlocks the creative capital of educators and fosters the behaviors, skills, and mindsets that drive student access and opportunity.
In JA Career Speaker Series, a volunteer guest speaker visits the classroom or participates virtually and shares information about his or her career, work, and education experience. The speaker may...
In JA Career Speaker Series, a volunteer guest speaker visits the classroom or participates virtually and shares information about his or her career, work, and education experience. The speaker may bring props, work samples, or other visuals to help engage students. JA Career Speaker Series is part of the JA work and career readiness pathway and can be placed in grades K-12. The learning experience is available in classroom based, remote synchronous, recorded video, or after-school/out-of-school implementation. JA learning experiences support national and state standards in reading, mathematics, social studies, and work and career readiness.The JA Career Speaker Series Program was utilized by school counselors during their career exploration lessons with students in grades K-5. These local videos helped to expose students to real careers available in our community. 96% of school counselors agreed that these videos enhanced their lessons and they were eager to participate again each year!
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $1,288,669 | $1,270,984 | +0.0% |
| Expenses | $1,468,194 | $1,598,681 | -0.1% |
| Net Income | $-179,525 | $-327,697 | -0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Claudia Kirk Barto | Former CEO | 2.00 |
Officer
|
$141,416 | $0 | $141,416 |
| Katie Spitzig | N/A | 40.00 |
|
$114,383 | $0 | $114,383 |
| Sonia Milavsky | Director | 2.00 |
Director
|
$0 | $0 | $0 |
| Hernan Zurita | Director | 2.00 |
Director
|
$0 | $0 | $0 |
| Joe Kowalczyk | Audit Chair | 2.00 |
Director
|
$0 | $0 | $0 |
| Terisa Heine | Board Member | 2.00 |
Director
|
$0 | $0 | $0 |
| Michael Percy | Strategic Chair | 2.00 |
Director
|
$0 | $0 | $0 |
| Dr Mary Dupont | Board Member | 2.00 |
Director
|
$0 | $0 | $0 |
| Melissa Nash | Board Member | 40.00 |
Director
|
$0 | $0 | $0 |
| Chris Losquadro | Board Member | 2.00 |
Director
|
$0 | $0 | $0 |
| Alyssa Freeman | Vice Chair | 2.00 |
Director
|
$0 | $0 | $0 |
| Cara Perry | Board Member | 2.00 |
Director
|
$0 | $0 | $0 |
| Al Loureiro | Board Chair | 2.00 |
Director
|
$0 | $0 | $0 |
| Ricky Wade | Board Member | 2.00 |
Director
|
$0 | $0 | $0 |
| Josh Vandagriff | Dev Chair | 2.00 |
Director
|
$0 | $0 | $0 |
| Daniel Ossaba | Assistant Treas | 2.00 |
Director
|
$0 | $0 | $0 |
| Mark Wade | Emeritus Board | 2.00 |
Director
|
$0 | $0 | $0 |
| Dr David Nicholson | Emeritus Board | 2.00 |
Director
|
$0 | $0 | $0 |
| John McGowan | Secretary | 2.00 |
Officer
|
$0 | $0 | $0 |
| Carla Thrower | Treasurer | 2.00 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $1,288,669 | $1,468,194 | $527,142 | $-179,525 |
| 2024 | $1,270,984 | $1,598,681 | $819,025 | $-327,697 |
| 2023 | $1,357,895 | $1,357,571 | $1,242,732 | $324 |
| 2022 | $1,514,386 | $1,176,627 | $1,189,125 | $337,759 |
| 2021 | $1,343,704 | $984,311 | $859,820 | $359,393 |
| 2020 | $1,107,558 | $1,101,454 | $595,576 | $6,104 |
| 2019 | $831,620 | $931,433 | $288,703 | $-99,813 |
| 2018 | $984,650 | $958,255 | $398,123 | $26,395 |
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