JACKSONVILLE MARINE CHARITIES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Phone

9042513011

Tax Period

2025-01-01 to 2025-12-31

JACKSONVILLE MARINE CHARITIES INC, founded in 1982, is a small nonprofit that reported $695K in total revenue in fiscal year 2025. Revenue decreased 8% compared to the prior year.

Mission

REEF RESTORATION AND PRESERVATION

Program Service Accomplishments

Program 1

Expenses: $687,303 Revenue: $694,054

OPERATION OF A THREE DAY FISHING TOURNAMENT PROVIDING RECREATION FOR PARTICIPANTS AND SPECTATORS PROVIDING SIGNIFICANT BENEFICIAL IMPACT TO THE NORTH FLORIDA COMMUNITY. THE INCOME EARNED FROM THE...

OPERATION OF A THREE DAY FISHING TOURNAMENT PROVIDING RECREATION FOR PARTICIPANTS AND SPECTATORS PROVIDING SIGNIFICANT BENEFICIAL IMPACT TO THE NORTH FLORIDA COMMUNITY. THE INCOME EARNED FROM THE TOURNAMENT IS DONATED TO AREA EDUCATIONAL INSTITUTIONS THAT PROVIDE PROGRAMS FOR REEF RESTORATION AND PRESERVATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $366,797

Program Service Revenue $327,257

Investment Income $1,270

Other Revenue $0

TOTAL REVENUE $695,324

Expense Breakdown

Grants Paid $0

Salaries & Benefits $55,491

Fundraising Expenses $0

Program Expenses $687,303

Other Expenses $640,369

TOTAL EXPENSES $695,860

Year-over-Year Comparison

	2025	2024	Change
Revenue	$695,324	$758,789	-0.1%
Expenses	$695,860	$837,340	-0.2%
Net Income	$-536	$-78,551	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

250

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
INEZ HIGGINBOTHAM	SECRETARY	2.00	Director	$0	$0	$0
RITA CONTOS	TREASURER	2.00	Director	$0	$0	$0
BOB BRINDLE	VICE CHAIR	2.00	Director	$0	$0	$0
TOM ANDERSON	DIRECTOR	2.00	Director	$0	$0	$0
HOWARD COLLINS	DIRECTOR	2.00	Director	$0	$0	$0
TOM DARGA	DIRECTOR	2.00	Director	$0	$0	$0
CARL DISALVO	DIRECTOR	2.00	Director	$0	$0	$0
FRAN BEACH	DIRECTOR	2.00	Director	$0	$0	$0
MEL HAMMOCK	DIRECTOR	2.00	Director	$0	$0	$0
FRED HOLMES	DIRECTOR	2.00	Director	$0	$0	$0
JEFF LENTZ	DIRECTOR	2.00	Director	$0	$0	$0
JIM SUBER	CHAIR	2.00	Director	$0	$0	$0
STEVE HOULD	ATTORNEY OF RECORD	2.00	Director	$0	$0	$0
RON HILLIARD	DIRECTOR	2.00	Director	$0	$0	$0
CHRIS EBREO	TOURNAMENT CHAIR	2.00	Director	$0	$0	$0
LARRY ROUSE	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$695,324	$695,860	$116,004	$-536
2024	$758,789	$837,340	$113,521	$-78,551
2023	$593,852	$590,247	$187,183	$3,605
2022	$573,534	$579,577	$181,718	$-6,043
2021	$673,316	$674,878	$154,301	$-1,562
2020	$637,283	$609,251	$167,259	$28,032
2019	$539,167	$522,236	$133,802	$16,931
2018	$515,564	$491,214	$123,094	$24,350