JUNIOR ACHIEVEMENT OF EAST CENTRAL FLORIDA INC (EIN 592461562) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

JACK PLADDYS

Phone

3217770982

Tax Period

2024-07-01 to 2025-06-30

JUNIOR ACHIEVEMENT OF EAST CENTRAL FLORIDA INC, founded in 1984, is a small nonprofit in the International Affairs sector that reported $867K in total revenue in fiscal year 2024. Expenses of $984K exceeded revenue, resulting in a 13% operating deficit.

Mission

TEACHING K-12 STUDENTS ECONOMIC EDUCATION PROGRAMS THAT ARE TAUGHT BY ADULT VOLUNTEERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $539,996

Program Service Revenue $0

Investment Income $577

Other Revenue $326,483

TOTAL REVENUE $867,056

Expense Breakdown

Grants Paid $0

Salaries & Benefits $514,150

Fundraising Expenses $72,987

Program Expenses $730,135

Other Expenses $469,526

TOTAL EXPENSES $983,676

Year-over-Year Comparison

	2024	2023	Change
Revenue	$867,056	$851,135	+0.0%
Expenses	$983,676	$806,064	+0.2%
Net Income	$-116,620	$45,071	-3.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

394

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$5,769

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SANDY ABEL	DIR	2.00	Director	$0	$0	$0
JOSHUA ADAMS	DIR	1.00	Director	$0	$0	$0
DAVID ALPIZAR	DIR	1.00	Director	$0	$0	$0
MATT BRANDT	DIR	1.00	Director	$0	$0	$0
MICHAEL CADORE	DIR	1.00	Director	$0	$0	$0
LAURIE CAPPELLI	DIR	2.00	Director	$0	$0	$0
NATASHA CARTAGENA SPENCER	EXEC COMMITT	2.00	Officer Director	$0	$0	$0
TODD CHRISTIE	DIR	1.00	Director	$0	$0	$0
JUSTYN COLE	DIR	1.00	Director	$0	$0	$0
JOSE CORPUS	DIR	1.00	Director	$0	$0	$0
CAROL CRAIG	DIR	1.00	Director	$0	$0	$0
KIRSTEN DREGGORS	DIR	1.00	Director	$0	$0	$0
KAREN EASTMAN	DIR	1.00	Director	$0	$0	$0
KAORI FISCHER	EXEC COMMITT	2.00	Officer Director	$0	$0	$0
MOSES HARVIN II	CHAIR	3.00	Officer Director	$0	$0	$0
MATT HELMINTOLLER	DIR	1.00	Director	$0	$0	$0
LARRY JARNES	DIR	2.00	Director	$0	$0	$0
CHRIS KERN	SECRETARY	3.00	Officer Director	$0	$0	$0
THOMAS LIND	TREASURER	3.00	Officer Director	$0	$0	$0
GRAHAM MAIN	DIR	1.00	Director	$0	$0	$0
MARK MALEK	DIR	3.00	Director	$0	$0	$0
DAWN MAYS	DIR	1.00	Director	$0	$0	$0
LARRY MCINTYRE	DIR	1.00	Director	$0	$0	$0
PJ MCLOUGHLIN	DIR	1.00	Director	$0	$0	$0
LAURA MINTON YOUNG	EXEC COMMITT	3.00	Officer Director	$0	$0	$0
MICHELE MURRELL	DIR	1.00	Director	$0	$0	$0
JOHN NICKLOW	DIR	1.00	Director	$0	$0	$0
KEY O'KEEFE	DIR	1.00	Director	$0	$0	$0
BRENT PEOPLES	DIR	1.00	Director	$0	$0	$0
TODD POKRYWA	DIR	1.00	Director	$0	$0	$0
D TRAVIS PROCTOR	VICE CHAIR	3.00	Officer Director	$0	$0	$0
MARK RENDELL	DIR	1.00	Director	$0	$0	$0
MICHELLE REIGNER	DIR	1.00	Director	$0	$0	$0
CORDELL ROLLE	DIR	1.00	Director	$0	$0	$0
ADRIENNE ROTH	DIR	1.00	Director	$0	$0	$0
RICK SIMONIAN	EXEC COMMITT	3.00	Officer Director	$0	$0	$0
ROB SOLITO	DIR	1.00	Director	$0	$0	$0
LINDA STOUT	DIR	1.00	Director	$0	$0	$0
LESLIE TIBBETTS	DIR	1.00	Director	$0	$0	$0
MATT TYLER	DIR	1.00	Director	$0	$0	$0
JOHNNY WIEDMANN	DIR	1.00	Director	$0	$0	$0
MIKE WILLLIAMS JR	DIR	1.00	Director	$0	$0	$0
JACK PLADDYS	PRESIDENT	50.00	Officer	$5,769	$0	$5,769

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$867,056	$983,676	$785,426	$-116,620
2024	$851,135	$806,064	$1,181,922	$45,071
2023	$978,813	$756,121	$1,226,429	$222,692
2023	$978,813	$644,680	$1,337,871	$334,133
2022	$591,057	$374,908	$555,688	$216,149
2021	$349,197	$332,431	$508,017	$16,766
2020	$456,653	$392,417	$333,112	$64,236
2019	$391,112	$380,372	$230,766	$10,740

JUNIOR ACHIEVEMENT OF EAST CENTRAL FLORIDA INC