THE BETTER BUSINESS BUREAU OF NORTHWEST FLORIDA INC

EIN: 592534888

PENSACOLA, FL

Total Revenue
$782,769
Total Expenses
$786,898
Total Assets
$514,082
Net Assets
$514,067
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1985
Legal Domicile
FL
Principal Officer
CHRISTINE MATHIS
Phone
8504290026
Tax Period
2023-01-01 to 2023-12-31

THE BETTER BUSINESS BUREAU OF NORTHWEST FLORIDA INC, founded in 1985, is a small nonprofit that reported $783K in total revenue in fiscal year 2023.

Mission

OUR MISSION IS TO BE THE LEADER IN ADVANCING MARKETPLACE TRUST. BBB ACCOMPLISHES THIS MISSION BY 1)CREATING A COMMUNITY OF TRUSTWORTHY BUSINESSES, 2)SETTING STANDARDS FOR MARKETPLACE TRUST, 3)ENCOURAGING AND SUPPORTING BEST PRACTICES, 4)CELEBRATING MARKETPLACE ROLE MODELS AND 5)DENOUNCING SUBSTANDARD MARKETPLACE BEHAVIOR.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $775,127
Program Service Revenue $0
Investment Income $7,642
Other Revenue $0
TOTAL REVENUE $782,769

Expense Breakdown

Grants Paid $0
Salaries & Benefits $527,979
Fundraising Expenses $0
Program Expenses $477,142
Other Expenses $258,919
TOTAL EXPENSES $786,898

Year-over-Year Comparison

2023 2022 Change
Revenue $782,769 $759,159 +0.0%
Expenses $786,898 $800,279 0.0%
Net Income $-4,129 $-41,120 -0.9%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
16
Independent Members
16
Employees
11
Volunteers
16

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$113,926
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CHRISTINE MATHIS CEO 40.00
Officer
$113,926 $0 $113,926
MALCOLM BALLENGER VICE CHAIR 0.50
Director
$0 $0 $0
WILL CLAUSE TREASURER 0.50
Officer Director
$0 $0 $0
BILL CLEARY DIRECTOR 0.50
Director
$0 $0 $0
FRAN CRUMPTON DIRECTOR 0.50
Director
$0 $0 $0
DAVE DEBLANDER DIRECTOR 0.50
Director
$0 $0 $0
JAMES GRACE DIRECTOR 0.50
Director
$0 $0 $0
DAN GULLAHORN DIRECTOR 0.50
Director
$0 $0 $0
TRACY HERMAN DIRECTOR 0.50
Director
$0 $0 $0
EDDIE HILL CHAIR 0.50
Officer Director
$0 $0 $0
SCOTT HOBBS DIRECTOR 0.50
Director
$0 $0 $0
TED KIRCHHARR DIRECTOR 0.50
Director
$0 $0 $0
DAVE REED SECRETARY 0.50
Officer Director
$0 $0 $0
SCOTT SCHROEDER DIRECTOR 0.50
Director
$0 $0 $0
KERRY ANNE SCHULTZ DIRECTOR 0.50
Director
$0 $0 $0
CHRISTINE SIX PAST CHAIR 0.50
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $782,769 $786,898 $514,082 $-4,129
2022 $759,159 $800,279 $518,196 $-41,120
2021 $754,633 $739,447 $559,316 $15,186
2020 $688,296 $672,121 $544,130 $16,175
2019 $705,959 $699,088 $527,955 $6,871
2018 $683,643 $626,877 $521,084 $56,766
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