FLORIDA MARKET ASSISTANCE PLAN

EIN: 592621839

Tallahassee, FL

Total Revenue
$265,500
Total Expenses
$173,296
Total Assets
$1,015,839
Net Assets
$981,588
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1985
Legal Domicile
FL
Principal Officer
Carlos Beruff
Phone
8005249023
Tax Period
2025-01-01 to 2025-12-31

FLORIDA MARKET ASSISTANCE PLAN, founded in 1985, is a small nonprofit that reported $266K in total revenue in fiscal year 2025. The organization ran a surplus of $92K, a strong 35% operating margin.

Mission

Per section 627.3515(1), FL Statutes, FMAP is created to assist in the placement of risks of applicants who are unable to procure property insurance as defined in Section 624.605, or casualty insurance as defined in Section 624.605 (1)(b),(e),(f),(g), or (h), FL Statutes, from authorized insurers when such insurance is otherwise generally available from insurers authorized to transact and actually writing that kind and class of insurance in FL.

Program Service Accomplishments

Program 1
Expenses: $173,296 Revenue: $265,500

Our web-based program (www.fmap.org) matched consumers seeking property insurance with licensed agents and insurers offering coverage in Florida.

Program 2

FMAP provided direct agent referrals to consumers who call FMAP seeking commercial residential, commercial non-residential, marine and aircraft property insurance.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $265,500
Investment Income $0
Other Revenue $0
TOTAL REVENUE $265,500

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $173,296
Other Expenses $173,296
TOTAL EXPENSES $173,296

Year-over-Year Comparison

2025 2024 Change
Revenue $265,500 $263,700 +0.0%
Expenses $173,296 $208,557 -0.2%
Net Income $92,204 $55,143 +0.7%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
9
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Carlos Beruff Chairman 0
Director
$0 $0 $0
Josh Becksmith Board Member 0
Director
$0 $0 $0
Jason Butts Board Member 0
Director
$0 $0 $0
LeAnna Cumber Board Member 0
Director
$0 $0 $0
Erin Knight Board Member 0
Director
$0 $0 $0
Charlie Lydecker Board Member 0
Director
$0 $0 $0
Jamie Shelton Board Member 0
Director
$0 $0 $0
Robert Spottswood Board Member 0
Director
$0 $0 $0
Frank White Board Member 0
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $265,500 $173,296 $1,015,839 $92,204
2024 $263,700 $208,557 $921,309 $55,143
2023 $260,100 $240,173 $872,683 $19,927
2022 $260,550 $196,299 $877,103 $64,251
2021 $256,500 $167,182 $801,632 $89,318
2020 $253,350 $177,845 $721,145 $75,505
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