Florida State Massage Therapy Assoc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1939

Legal Domicile

Principal Officer

Crystal Howard

Tax Period

2025-01-01 to 2025-12-31

Florida State Massage Therapy Assoc, founded in 1939, is a small nonprofit that reported $237K in total revenue in fiscal year 2025.

Mission

To unify the Massage Therapy Profession while creating, representing, and promoting standards of excellence in health care

Program Service Accomplishments

Program 1

Expenses: $243,206

Education training provided to members through conventions, meetings, and seminars.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $98,652

Program Service Revenue $135,414

Investment Income $196

Other Revenue $2,987

TOTAL REVENUE $237,249

Expense Breakdown

Grants Paid $2,550

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $243,206

Other Expenses $240,656

TOTAL EXPENSES $243,206

Year-over-Year Comparison

	2025	2024	Change
Revenue	$237,249	$234,770	+0.0%
Expenses	$243,206	$241,793	+0.0%
Net Income	$-5,957	$-7,023	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Crystal Howard	President	2.00	Officer	$0	$0	$0
Rebecca Pollock	2nd Vice President	2.00	Officer	$0	$0	$0
Lori Mears	Treasurer	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$237,249	$243,206	$59,397	$-5,957
2024	$234,770	$241,793	$39,918	$-7,023
2023	$284,612	$191,760	$61,833	$92,852
2022	$234,287	$239,538	$44,976	$-5,251
2021	$257,766	$343,636	$38,819	$-85,870
2020	$206,154	$280,891	$84,184	$-74,737
2018	$576,290	$766,783	$325,793	$-190,493
2018	$576,290	$766,783	$325,793	$-190,493