Habitat for Humanity Greater Orlando and Osceola County Inc (EIN 592789167) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

CATHERINE STECK MCMANUS

Phone

4076484567

Tax Period

2024-07-01 to 2025-06-30

Habitat for Humanity Greater Orlando and Osceola County Inc, founded in 1986, is a mid-sized nonprofit that reported $11.3M in total revenue in fiscal year 2024. Revenue surged 27% from the prior year, signaling strong growth momentum. Expenses of $13.3M exceeded revenue, resulting in a 18% operating deficit.

Mission

HABITAT FOR HUMANITY GREATER ORLANDO & OSCEOLA COUNTY SERVES AS A CATALYST FOR NEIGHBORHOOD TRANSFORMATION, BRINGING PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $4,777,074

Program Service Revenue $6,237,921

Investment Income $123,482

Other Revenue $170,811

TOTAL REVENUE $11,309,288

Expense Breakdown

Grants Paid $0

Salaries & Benefits $5,216,759

Fundraising Expenses $756,906

Program Expenses $11,228,758

Other Expenses $8,086,234

TOTAL EXPENSES $13,302,993

Year-over-Year Comparison

	2024	2023	Change
Revenue	$11,309,288	$8,932,855	+0.3%
Expenses	$13,302,993	$10,883,663	+0.2%
Net Income	$-1,993,705	$-1,950,808	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

1038

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$850,645

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CATHERINE STECK MCMANUS	PRESIDENT & CEO	40.0	Officer	$274,688	$22,142	$296,830
DALE BRILL	Chief Policy Officer	40.0	Highest	$169,632	$8,761	$178,393
JENNIFER E GALLAGHER	CHIEF OPERATING OFFICER	40.0	Officer	$149,330	$16,255	$165,585
VIERKA KLEINOVA	Chief Development Officer	40.0	Highest	$131,636	$15,392	$147,028
GREGORY Allen-Anderson	Chief Mortgage Officer	40.0	Officer	$126,956	$10,354	$137,310
LUCILLE GHIOTO	Growth Management Officer	40.0	Officer	$120,548	$15,983	$136,531
Heddaliz Alicea-Madera	Chief Program Officer	40.0	Officer	$100,686	$13,703	$114,389
PETE C BARR JR	CHAIR	3.0	Officer Director	$0	$0	$0
Robert Stuart Jr	Vice Chair	3.0	Officer Director	$0	$0	$0
JEFF BITTENBINDER	TREASURER	3.0	Officer Director	$0	$0	$0
Reginald J White	SECRETARY	3.0	Officer Director	$0	$0	$0
BRAD HILLMON	BOARD MEMBER	3.0	Director	$0	$0	$0
CHEVALIER LOVETT	BOARD MEMBER	3.0	Director	$0	$0	$0
LENNIE ARNOLD	BOARD MEMBER (THRU 01/15/2025)	3.0	Director	$0	$0	$0
PAUL LARTONOIX	BOARD MEMBER	3.0	Director	$0	$0	$0
MICHELLE CHANDLER	BOARD MEMBER	3.0	Director	$0	$0	$0
RITA MCCAULEY	BOARD MEMBER	3.0	Director	$0	$0	$0
CHRIS ROLLINS	BOARD MEMBER	3.0	Director	$0	$0	$0
JENNIFER CARROLL	BOARD MEMBER (thru 12/02/2024)	3.0	Director	$0	$0	$0
OHME ENTIN	BOARD MEMBER (thru 10/01/2024)	3.0	Director	$0	$0	$0
PAUL SOHL	BOARD MEMBER	3.0	Director	$0	$0	$0
PATTI JOHNSON	BOARD MEMBER	3.0	Director	$0	$0	$0
TOM HARBERT	BOARD MEMBER	3.0	Director	$0	$0	$0
BUD KIRK	BOARD MEMBER	3.0	Director	$0	$0	$0
CHRIS COGHLAN	BOARD MEMBER	3.0	Director	$0	$0	$0
CLIFF LONG	BOARD MEMBER (THRU 11/06/2024)	3.0	Director	$0	$0	$0
Rev Dr David D Swanson	BOARD MEMBER	3.0	Director	$0	$0	$0
Fontane Nyariri	BOARD MEMBER	3.0	Director	$0	$0	$0
Gabriela Ortigoni	BOARD MEMBER	3.0	Director	$0	$0	$0
George Huddleston	BOARD MEMBER	3.0	Director	$0	$0	$0
Glen Gilzean	BOARD MEMBER (THRU 12/31/2024)	3.0	Director	$0	$0	$0
Hannah Vazzana	BOARD MEMBER	3.0	Director	$0	$0	$0
Janice Abrew-Coriano	Board Member	3.0	Director	$0	$0	$0
Jay Galbraith	Board Member	3.0	Director	$0	$0	$0
KEITH LOVETT	Board Member	3.0	Director	$0	$0	$0
LaShawnda K Jackson	Board Member	3.0	Director	$0	$0	$0
Michael Loulan	Board Member	3.0	Director	$0	$0	$0
Michael Mueller	Board Member	3.0	Director	$0	$0	$0
Nevresa Mujcinovic	Board Member	3.0	Director	$0	$0	$0
Nick Abrahams	Board Member	3.0	Director	$0	$0	$0
Scott Fagan	Board Member	3.0	Director	$0	$0	$0
Tiffany Homler Hawkins	Board Member	3.0	Director	$0	$0	$0
Trisha Engler	Board Member	3.0	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$11,309,288	$13,302,993	$18,868,238	$-1,993,705
2024	$8,932,855	$10,883,663	$20,649,265	$-1,950,808
2023	$7,858,439	$7,892,928	$22,630,919	$-34,489
2022	$13,321,823	$7,245,663	$23,905,369	$6,076,160
2021	$5,609,181	$4,899,547	$18,515,651	$709,634
2020	$6,945,167	$7,190,391	$18,988,205	$-245,224
2019	$7,414,905	$8,493,374	$19,235,422	$-1,078,469

Habitat for Humanity Greater Orlando and Osceola County Inc