Habitat for Humanity Greater Orlando and Osceola County Inc

HOMEOWNERSHIP PROGRAM - FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD STABLE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS AND KEEPING HOUSE SIZES MODEST, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS - INSTEAD OF HINDERS -HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND LONG-TERM CAREER GROWTH.

COMMUNITY AND HOMEBUYER EDUCATION PROGRAMS - WE BELIEVE FINANCIAL AND HOMEOWNERSHIP EDUCATION BUILDS A MORE SOLID FOUNDATION FOR LONG-TERM PERSONAL SUCCESS AND HELPS ALLEVIATE ANY CONCERNS OR BARRIERS TO BEING A SUCCESSFUL HOMEOWNER AND CITIZEN. DURING THESE FREE AND OPEN TO THE PUBLIC EDUCATION CLASSES, WE COVER TOPICS SUCH AS BUDGETING; CREDIT CARDS AND CREDIT REPORTS; DEBT AND LOANS; SAVING, INVESTING AND PLANNING FOR THE FUTURE; FORECLOSURE PREVENTION, HOME MAINTENANCE, ESTATE PLANNING, DISASTER PREPAREDNESS, AND MORE. A MORE IN-DEPTH UNDERSTANDING OF THESE IMPORTANT CONCEPTS IS A TOOL THAT CAN BE USED TO BUILD A BETTER FUTURE. HOUSING COUNSELING, THROUGH FREE ONE-ON-ONE SESSIONS, HELPS PEOPLE ACHIEVE THEIR HOUSING GOALS, WHETHER IT'S TO BECOME A HOMEOWNER (THROUGH HABITAT OR OPEN MARKET), PREVENT FORECLOSURE, OR MAINTAIN THEIR EXISTING HOME. WE ARE A HUD-CERTIFIED LOCAL HOUSING COUNSELING AGENCY.