PUTNAM RADIO MINISTRIES INC (EIN 593009352) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

ROBIN ROBINSON

Phone

3863253334

Tax Period

2024-01-01 to 2024-12-31

PUTNAM RADIO MINISTRIES INC, founded in 1989, is a small nonprofit in the Religion sector that reported $420K in total revenue in fiscal year 2024. The organization ran a surplus of $86K, a strong 20% operating margin.

Mission

TO PROVIDE CHRISTIAN EDUCATION THROUGH THE OPERATION OF A NON-PROFIT RADIO STATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $356,948

Program Service Revenue $5,462

Investment Income $32,918

Other Revenue $24,441

TOTAL REVENUE $419,769

Expense Breakdown

Grants Paid $0

Salaries & Benefits $172,376

Fundraising Expenses $1,250

Program Expenses $286,022

Other Expenses $161,478

TOTAL EXPENSES $333,854

Year-over-Year Comparison

	2024	2023	Change
Revenue	$419,769	$414,285	+0.0%
Expenses	$333,854	$331,734	+0.0%
Net Income	$85,915	$82,551	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$73,083

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GERALD RAGANS	PRESIDENT	2.00	Director	$0	$0	$0
TOM DILLON	VICE PRESIDENT	2.00	Director	$0	$0	$0
GRAYSON MEADE JR	SEC/TREAS	2.00	Director	$0	$0	$0
JEFF BEDENBAUGH	DIRECTOR	2.00	Director	$0	$0	$0
STEPHEN JONES	DIRECTOR	2.00	Director	$0	$0	$0
LEIGH DORAN	DIRECTOR	2.00	Director	$0	$0	$0
ROBIN ROBINSON	GENERAL MANAGER	40.00	Officer	$67,083	$6,000	$73,083

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$419,769	$333,854	$1,084,174	$85,915
2023	$414,285	$331,734	$975,827	$82,551
2022	$355,625	$277,941	$865,896	$77,684
2021	$348,624	$267,063	$932,697	$81,561
2020	$340,129	$250,940	$801,658	$89,189
2019	$303,807	$232,676	$658,168	$71,131
2018	$301,991	$232,459	$535,302	$69,532

PUTNAM RADIO MINISTRIES INC