FAIR HOUSING CONTINUUM INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

DAVID BAADE

Phone

3212439137

Tax Period

2024-01-01 to 2024-12-31

FAIR HOUSING CONTINUUM INC, founded in 1995, is a micro nonprofit in the Housing & Shelter sector that reported $46 in total revenue in fiscal year 2024. Revenue fell 100% from the prior year — a significant decline worth monitoring. Expenses of $31K exceeded revenue, resulting in a 67302% operating deficit.

Mission

ENSURE EQUAL HOUSING OPPORTUNITY AND ELIMINATE DISCRIMINATION IN FLORIDA.

Program Service Accomplishments

Program 1

Expenses: $5,861 Revenue: $46

PROVIDED TRAINING TO COMPLY WITH THE REQUIREMENTS OF FEDERAL PROGRAMS TO AFFIRMATIVELY FURTHER FAIR HOUSING AND ASSESS BUSINESS PRACTICES TO ENSURE COMPLIANCE WITH FEDERAL, STATE AND LOCAL FAIR...

PROVIDED TRAINING TO COMPLY WITH THE REQUIREMENTS OF FEDERAL PROGRAMS TO AFFIRMATIVELY FURTHER FAIR HOUSING AND ASSESS BUSINESS PRACTICES TO ENSURE COMPLIANCE WITH FEDERAL, STATE AND LOCAL FAIR HOUSING LAWS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $46

Other Revenue $0

TOTAL REVENUE $46

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $5,861

Other Expenses $31,005

TOTAL EXPENSES $31,005

Year-over-Year Comparison

	2024	2023	Change
Revenue	$46	$365,784	-1.0%
Expenses	$31,005	$432,081	-0.9%
Net Income	$-30,959	$-66,297	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID BAADE	CEO	2.00	Officer Director	$0	$0	$0
BILLIE JO OWENS	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
CARRIE TILLMAN	PRESIDENT	1.00	Officer Director	$0	$0	$0
NICOLE TENPENNY	SECRETARYTREASURER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$46	$31,005	$380,993	$-30,959
2023	$365,784	$432,081	$412,593	$-66,297
2022	$668,358	$469,748	$839,018	$198,610
2018	$432,954	$549,329	$526,574	$-116,375