Smith Thomas Inc (EIN 593416911) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

Kevin Flynn

Phone

7274491182

Tax Period

2025-01-01 to 2025-12-31

Smith Thomas Inc, founded in 1997, is a small nonprofit in the Housing & Shelter sector that reported $558K in total revenue in fiscal year 2025. Revenue surged 23% from the prior year, signaling strong growth momentum. The organization ran a surplus of $157K, a strong 28% operating margin.

Mission

Provide Low-Income Housing

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $552,438

Investment Income $5,175

Other Revenue $797

TOTAL REVENUE $558,410

Expense Breakdown

Grants Paid $0

Salaries & Benefits $72,194

Fundraising Expenses $0

Program Expenses $346,192

Other Expenses $329,649

TOTAL EXPENSES $401,843

Year-over-Year Comparison

	2025	2024	Change
Revenue	$558,410	$455,125	+0.2%
Expenses	$401,843	$377,557	+0.1%
Net Income	$156,567	$77,568	+1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Bernard Lewis	Director	1.50	Director	$0	$0	$0
Sandy Dorval	Director	1.50	Director	$0	$0	$0
Kevin Flynn	Mgmt Agent	1.50	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$558,410	$401,843	$1,792,240	$156,567
2024	$455,125	$377,557	$1,677,340	$77,568
2023	$389,924	$363,579	$1,630,787	$26,345
2022	$365,346	$334,439	$1,641,863	$30,907
2021	$373,250	$334,234	$1,647,704	$39,016
2020	$354,687	$327,264	$1,658,060	$27,423
2019	$351,933	$327,516	$1,649,821	$24,417
2018	$314,309	$320,343	$1,667,070	$-6,034

Smith Thomas Inc