NORTHWEST FLORIDA HOCKEY LEAGUE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Principal Officer

MATTHEW JUNGE

Phone

8506136067

Tax Period

2022-01-01 to 2022-12-31

NORTHWEST FLORIDA HOCKEY LEAGUE INC, founded in 1998, is a small nonprofit in the Recreation & Sports sector that reported $158K in total revenue in fiscal year 2022. Revenue fell 26% from the prior year — a significant decline worth monitoring.

Mission

PROVIDE OPPORTUNITIES TO LEARN AND PRACTICE HOCKEY AND TO PARTICIPATE IN AMATEUR HOCKEY COMPETITIONS.

Program Service Accomplishments

Program 1

Expenses: $138,810 Revenue: $137,112

THE ORGANIZATION WAS ABLE TO HOST AMATEUR HOCKEY LEAGUES AND TOURNAMENTS THROUGHOUT THE YEAR.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $21,318

Program Service Revenue $137,112

Investment Income $38

Other Revenue $0

TOTAL REVENUE $158,468

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $138,810

Other Expenses $158,092

TOTAL EXPENSES $158,092

Year-over-Year Comparison

	2022	2021	Change
Revenue	$158,468	$214,746	-0.3%
Expenses	$158,092	$139,868	+0.1%
Net Income	$376	$74,878	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MATTHEW JUNGE	TREASURER	N/A	Officer	$0	$0	$0
MELISSA OKSANEN	PRESIDENT	N/A	Officer	$0	$0	$0
GRETCHEN MAGER	VICE PRESIDE	N/A	Officer	$0	$0	$0
SANDRA PLOCHARCZYK	REGISTRAR	N/A	Officer	$0	$0	$0
GREGORY JUSZCZYK	DIRECTOR	5.00	Officer	$0	$0	$0
NERISSA KAUSHAGEN	FUNDRAISING	N/A	Officer	$0	$0	$0
CHRIS BENITES	EQUIPMENT	N/A	Officer	$0	$0	$0
SCOTT GUSTAFSON	SECRETARY	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$158,468	$158,092	$185,725	$376
2021	$214,746	$139,868	$173,569	$74,878