RAMALLAH AMERICAN CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

TYLER J BATEH

Phone

9042297303

Tax Period

2024-01-01 to 2024-12-31

RAMALLAH AMERICAN CLUB, founded in 1975, is a small nonprofit that reported $213K in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $192K left a modest 10% surplus.

Mission

THE ORGANIZATION UNITES ITS MEMBERS IN THE BONDS OF FRATERNITY, BENEVOLENCE, AND CHARITY. THIS IS ACCOMPLISHED THROUGH A YEAR-ROUND SCHEDULE OF SOCIAL AND RECREATIONAL ACTIVITIES FOR THE MEMBERS AND THEIR FAMILIES. THE ORGANIZATION SUPPORTS THE LOCAL COMMUNITY THROUGH CHARITABLE CONTRIBUTIONS TO VARIOUS LOCAL CHARITIES.

Program Service Accomplishments

Program 1

Expenses: $191,952

THE ORGANIZATION UNITES ITS MEMBERS IN THE BONDS OF FRATERNITY, BENEVOLENCE AND CHARITY. THIS IS ACCOMPLISHED THROUGH A YEAR-ROUND SCHEDULE OF SOCIAL AND RECREATIONAL ACTIVITIES FOR THE MEMBERS AND THEIR FAMILIES. THE ORGANIZATION SUPPORTS THE LOCAL COMMUNITY THROUGH CHARITABLE CONTRIBUTIONS TO VARIOUS LOCAL CHARITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $209,557

Program Service Revenue $18,558

Investment Income $24,681

Other Revenue $-40,251

TOTAL REVENUE $212,545

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $191,952

Other Expenses $191,953

TOTAL EXPENSES $191,953

Year-over-Year Comparison

	2024	2023	Change
Revenue	$212,545	$196,620	+0.1%
Expenses	$191,953	$226,264	-0.2%
Net Income	$20,592	$-29,644	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDY S AKEL	DIRECTOR	2.00	Director	$0	$0	$0
GHADA HABASH BATTEH	DIRECTOR	2.00	Director	$0	$0	$0
RICHARD BATTEH	DIRECTOR	2.00	Director	$0	$0	$0
BRENDA BATTEH BROWN	DIRECTOR	2.00	Director	$0	$0	$0
NICHOLAS FREIHA	DIRECTOR	2.00	Director	$0	$0	$0
JOE HASSAN	DIRECTOR	2.00	Director	$0	$0	$0
ISSA ODEH	DIRECTOR	2.00	Director	$0	$0	$0
JEREMY R SALEM	DIRECTOR	2.00	Director	$0	$0	$0
TERESA AKEL	TREASURER	2.00	Officer	$0	$0	$0
SUHA BATEH	FINANCIAL SE	2.00	Officer	$0	$0	$0
TYLER J BATEH	PRESIDENT	2.00	Officer	$0	$0	$0
ALEX ELIAS	VICE PRESIDE	2.00	Officer	$0	$0	$0
HANNAH HANANIA	SECRETARY	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$212,545	$191,953	$1,572,899	$20,592
2023	$196,620	$226,264	$1,524,507	$-29,644
2022	$162,202	$164,789	$1,462,304	$-2,587
2021	$634,773	$309,169	$1,469,325	$325,604
2020	$489,148	$120,460	$1,138,599	$368,688
2019	$170,973	$144,876	$749,657	$26,097
2018	$166,931	$231,766	$723,560	$-64,835