LETTER CARRIER HOLDING CORPORATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

SANTE ZEPPIERI

Phone

3217938432

Tax Period

2021-01-01 to 2021-12-31

LETTER CARRIER HOLDING CORPORATION, founded in 1986, is a small nonprofit that reported $129K in total revenue in fiscal year 2021. Revenue decreased 6% compared to the prior year. The organization ran a surplus of $21K, a strong 16% operating margin.

Mission

LABOR UNION REPRESENTING APPROXIMATELY 400 MEMBERS

Program Service Accomplishments

Program 1

ABLE TO KEEP MEMBERS INFORMED AS TO RULES AND REGULATIONS FOR THE CURRENT YEAR AND PROVIDE SUPPORT TO MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $129,259

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $129,259

Expense Breakdown

Grants Paid $0

Salaries & Benefits $58,807

Fundraising Expenses $0

Other Expenses $49,950

TOTAL EXPENSES $108,757

Year-over-Year Comparison

	2021	2020	Change
Revenue	$129,259	$136,818	-0.1%
Expenses	$108,757	$88,197	+0.2%
Net Income	$20,502	$48,621	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SANTE ZEPPIERI	PRESIDENT	N/A	Officer	$0	$0	$0
SCOTT E STANLEY	VICE PRESIDE	N/A	Officer	$0	$0	$0
BRIAN DICKSON	TREASURER	N/A	Officer	$0	$0	$0
JINA KEYS	SECRETARY	N/A	Officer	$0	$0	$0
MIKE CLARK	TRUSTEE	N/A	Director	$0	$0	$0
NATHAN COX	TRUSTEE	N/A	Director	$0	$0	$0
HOWARD PRINT	TRUSTEE	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$129,259	$108,757	$391,631	$20,502
2020	$136,818	$88,197	$371,129	$48,621
2019	$134,099	$112,062	$322,508	$22,037
2018	$140,721	$124,516	$300,471	$16,205