United Steelworkers Local Union 1865 (EIN 610394732) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Principal Officer

Mary French

Phone

6065477138

Tax Period

2025-01-01 to 2025-12-31

United Steelworkers Local Union 1865, founded in 1943, is a micro nonprofit that reported $38K in total revenue in fiscal year 2025. Expenses of $54K exceeded revenue, resulting in a 42% operating deficit.

Mission

Local Union enforced the collective bargaining agreement to better the working conditions of the Local Union provide representation to its members.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $21,683

Investment Income $3,076

Other Revenue $13,473

TOTAL REVENUE $38,232

Expense Breakdown

Grants Paid $0

Salaries & Benefits $17,808

Fundraising Expenses $0

Other Expenses $36,415

TOTAL EXPENSES $54,223

Year-over-Year Comparison

	2025	2024	Change
Revenue	$38,232	N/A	N/A
Expenses	$54,223	N/A	N/A
Net Income	$-15,991	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$5,315

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mary French	Financial Sec	005.00	Officer	$4,681	$0	$4,681
Elizabeth Caskey	Unit Sec	005.00	Officer	$294	$0	$294
Marci Campbell	Unit President	005.00	Officer	$236	$0	$236
Jessica Baldridge	Recording Sec	005.00	Officer	$55	$0	$55
Christina Evans	Unit Greiver	005.00	Officer	$49	$0	$49

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$38,232	$54,223	$730,618	$-15,991
2023	$36,991	$49,402	$751,332	$-12,411
2022	$26,311	$73,049	$763,743	$-46,738
2020	$129,269	$131,690	$842,634	$-2,421

United Steelworkers Local Union 1865