MURRAY-CALLOWAY CO CHAMBER OF COMMERCE (EIN 610396993) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1926

Legal Domicile

Principal Officer

MICHELLE BUNDREN

Phone

2707535171

Tax Period

2023-01-01 to 2023-12-31

MURRAY-CALLOWAY CO CHAMBER OF COMMERCE, founded in 1926, is a small nonprofit that reported $412K in total revenue in fiscal year 2023. Revenue surged 24% from the prior year, signaling strong growth momentum. Expenses of $356K left a modest 14% surplus.

Mission

THE ORGANIZATION'S MISSION IS TO PROMOTE LOCAL BUSINESS AND INDUSTRY, ATTRACT A LARGER RETAIL MARKET FROM SURROUNDING AREAS THROUGH ADVERTISING, AND TO PROMOTE BUSIENSS EXPANSION AND COMMUNITY GROWTH.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $163,444

Program Service Revenue $177,943

Investment Income $6,834

Other Revenue $63,813

TOTAL REVENUE $412,034

Expense Breakdown

Grants Paid $0

Salaries & Benefits $179,653

Fundraising Expenses $0

Program Expenses $356,026

Other Expenses $176,373

TOTAL EXPENSES $356,026

Year-over-Year Comparison

	2023	2022	Change
Revenue	$412,034	$332,137	+0.2%
Expenses	$356,026	$351,029	+0.0%
Net Income	$56,008	$-18,892	-4.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$81,536

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHELLE BUNDREN	President & CEO	40.00	Officer	$81,536	$0	$81,536
JENNIFER APPLE	Chair-Elect	1.00	Officer Director	$0	$0	$0
KATRINA COFFELT	Past Chair	1.00	Director	$0	$0	$0
JANETTE DEWITT	Director	1.00	Director	$0	$0	$0
JIMMY DAN HICKS	Director	1.00	Director	$0	$0	$0
AMY FUTRELL	Treasurer	1.00	Officer Director	$0	$0	$0
DANNY PRUITT	Director	1.00	Director	$0	$0	$0
JESSE WILLIAMS	Director	1.00	Director	$0	$0	$0
NATHAN CRAFTON	Secretary	1.00	Officer Director	$0	$0	$0
DARREN YATES	Director	1.00	Director	$0	$0	$0
STEPHANIE BALMER	Director	1.00	Director	$0	$0	$0
WHITNEY COOPER	Director	1.00	Director	$0	$0	$0
JESSICA JEFFRESS	Chairman	1.00	Officer Director	$0	$0	$0
CUI LIU	Director	1.00	Director	$0	$0	$0
SHANNON WALTMON	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$412,034	$356,026	$397,936	$56,008
2022	$332,137	$351,029	$328,755	$-18,892
2021	$351,770	$278,689	$349,221	$73,081
2020	$206,280	$219,753	$314,634	$-13,473
2019	$353,097	$350,312	$294,523	$2,785
2018	$413,454	$295,776	$284,296	$117,678

MURRAY-CALLOWAY CO CHAMBER OF COMMERCE