the Young Men's Christian Association of Greater Louisville Inc (EIN 610444843) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1853

Legal Domicile

Phone

5025879622

Tax Period

2024-01-01 to 2024-12-31

the Young Men's Christian Association of Greater Louisville Inc, founded in 1853, is a mid-sized nonprofit in the Human Services sector that reported $57.2M in total revenue in fiscal year 2024. Revenue decreased 11% compared to the prior year.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $11,425,761

Program Service Revenue $41,198,250

Investment Income $2,870,246

Other Revenue $1,706,282

TOTAL REVENUE $57,200,539

Expense Breakdown

Grants Paid $111,836

Salaries & Benefits $30,308,312

Fundraising Expenses $760,159

Program Expenses $49,826,018

Other Expenses $25,508,977

TOTAL EXPENSES $55,929,125

Year-over-Year Comparison

	2024	2023	Change
Revenue	$57,200,539	$64,125,474	-0.1%
Expenses	$55,929,125	$52,687,343	+0.1%
Net Income	$1,271,414	$11,438,131	-0.9%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

2856

Volunteers

2730

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$635,733

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Debbie Wesslund	Secretary	1.0	Officer Director	$0	$0	$0
Howard Holloman Jr	Board Chair	1.0	Officer Director	$0	$0	$0
Mary McKinley	Treasurer	1.0	Officer Director	$0	$0	$0
Andy Powell	Director	1.0	Director	$0	$0	$0
Betty Kinzer	Director	1.0	Director	$0	$0	$0
Bradley Smith	Director	1.0	Director	$0	$0	$0
Carrye Jones	Director	1.0	Director	$0	$0	$0
Charles Neal	Director	1.0	Director	$0	$0	$0
Cheryl Bruner	Director	1.0	Director	$0	$0	$0
Chip Cosby	Director	1.0	Director	$0	$0	$0
Doug Butcher	Director	1.0	Director	$0	$0	$0
Dwayne Compton	Director	1.0	Director	$0	$0	$0
Gaylee Gillim	Director	1.0	Director	$0	$0	$0
Greg Demuth	Director	1.0	Director	$0	$0	$0
Heather Bell	Director	1.0	Director	$0	$0	$0
J McFerran Barr	Director	1.0	Director	$0	$0	$0
Jacquelynn Russell	Director	1.0	Director	$0	$0	$0
James R Allen	Director	1.0	Director	$0	$0	$0
Jennifer Nachreiner	Director	1.0	Director	$0	$0	$0
Joseph A Paradis III	Director	1.0	Director	$0	$0	$0
Katie Tate	Director	1.0	Director	$0	$0	$0
Kimberly Frierson	Director	1.0	Director	$0	$0	$0
Mike Zufall	Director	1.0	Director	$0	$0	$0
Robert L Hook Jr	Director	1.0	Director	$0	$0	$0
Robert W Rounsavall III	Director	1.0	Director	$0	$0	$0
Ryan Sienkowski	Director	1.0	Director	$0	$0	$0
Shayne Brill	Director	1.0	Director	$0	$0	$0
Stephen James	Director	1.0	Director	$0	$0	$0
Steve Sexton	Director	1.0	Director	$0	$0	$0
Tim Findley	Director	1.0	Director	$0	$0	$0
Timothy M Nall	Director	1.0	Director	$0	$0	$0
Tracy Roberts	Director	1.0	Director	$0	$0	$0
Tricia Burke	Director	1.0	Director	$0	$0	$0
Vinay K Polepalli	Director	1.0	Director	$0	$0	$0
Wendy Dant Chesser	Director	1.0	Director	$0	$0	$0
Gary A Cobbs	President	40.0	Officer	$318,996	$69,970	$388,966
Josh Zimmerman	VP of Finance	40.0	Officer	$143,002	$48,929	$191,931
Richard S Tarver	President (Retired)	40.0	Officer	$46,005	$8,831	$54,836
Freddie Brown Jr	Branch Executive Director	50.0	Highest	$152,879	$29,396	$182,275
Jeffrey Jaehnen	Branch Executive Director	50.0	Highest	$155,800	$63,619	$219,419
Laura Lewter	Branch Executive Director	50.0	Highest	$151,755	$47,691	$199,446
Laurie Padilla	Branch Executive Director	50.0	Highest	$136,278	$20,531	$156,809
Ryan Kingery	Vice President of Information Technology	50.0	Highest	$173,370	$28,869	$202,239

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$57,200,539	$55,929,125	$127,388,601	$1,271,414
2023	$64,125,474	$52,687,343	$126,289,123	$11,438,131
2022	$61,062,891	$46,064,025	$114,871,923	$14,998,866
2021	$47,706,499	$38,165,299	$106,741,362	$9,541,200
2020	$36,401,835	$37,023,350	$91,564,816	$-621,515
2019	$53,867,833	$52,726,697	$93,146,266	$1,141,136
2018	$55,663,683	$51,480,010	$92,498,922	$4,183,673

the Young Men's Christian Association of Greater Louisville Inc