MARSHALL CO CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1957

Legal Domicile

Principal Officer

JESSICA SCILLIAN

Phone

2705277665

Tax Period

2024-01-01 to 2024-12-31

MARSHALL CO CHAMBER OF COMMERCE, founded in 1957, is a small nonprofit that reported $125K in total revenue in fiscal year 2024.

Mission

ECONOMIC DEVELOPMENT

Program Service Accomplishments

Program 1

Expenses: $109,378

PROVIDE OPPORTUNITIES FOR MEMBERS TO HEAR SPEAKERS AND DISCUSS VARIOUS ECONOMIC, SOCIAL, AND BUSINESS TOPICS AT BREAKFAST AND DINNER MEETINGS. PROMOTE LOCAL BUSINESSES IN THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $56,858

Program Service Revenue $68,286

Investment Income $41

Other Revenue $34

TOTAL REVENUE $125,219

Expense Breakdown

Grants Paid $1,000

Salaries & Benefits $52,799

Fundraising Expenses $0

Program Expenses $109,378

Other Expenses $70,862

TOTAL EXPENSES $124,661

Year-over-Year Comparison

	2024	2023	Change
Revenue	$125,219	$130,016	0.0%
Expenses	$124,661	$130,047	0.0%
Net Income	$558	$-31	-19.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$43,750

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
WENDY BAXTER	EXECUTIVE DIRECTOR	Key Emp	$43,750	$0	$43,750
DELASARIA LIHON	BOARD MEMBER	Director	$0	$0	$0
ADAM WALKER	BOARD MEMBER	Director	$0	$0	$0
BAILEY MYERS	BOARD MEMBER	Director	$0	$0	$0
JOSH GREBNER	BOARD MEMBER	Director	$0	$0	$0
TRENT LOVETT	BOARD MEMBER	Director	$0	$0	$0
RYAN DEVINE	BOARD MEMBER	Director	$0	$0	$0
STEPHANIE POWELL	BOARD MEMBER	Director	$0	$0	$0
RAFAEL PEARSON	TREASURER	Officer	$0	$0	$0
SHAY GLOVER	PAST CHAIR	Officer	$0	$0	$0
ETHAN DONOHOO	SECRETARY	Officer	$0	$0	$0
THOMAS SIMPSON	CHAIR ELECT	Officer	$0	$0	$0
JESSICA SCILLIAN	CHAIRPERSON	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$125,219	$124,661	$64,040	$558
2023	$130,016	$130,047	$64,637	$-31
2022	$112,582	$94,936	$64,685	$17,646
2021	$76,497	$85,936	$46,277	$-9,439
2020	$78,105	$76,384	$54,493	$1,721
2019	$94,257	$92,883	$52,560	$1,374
2018	$93,895	$100,853	$55,835	$-6,958