Family Y of Owensboro-Daviess Co (EIN 610561344) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Phone

2709269622

Tax Period

2022-01-01 to 2022-12-31

Family Y of Owensboro-Daviess Co, founded in 1987, is a community nonprofit that reported $1.6M in total revenue in fiscal year 2022. Revenue grew 11% year-over-year, indicating healthy expansion. The organization ran a surplus of $353K, a strong 22% operating margin.

Mission

THE YMCA HAS SERVED OUR COMMUNITY SINCE ITS CHARTER ON MAY 24, 1895. GOVERNED BY A LOCAL NON-PROFIT BOARD OF DIRECTORS, THE YMCA IS ASSOCIATED WITH THE NATIONAL FEDERATION YMCA OF USA. THE VISION STATEMENT INTENDS TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND, & BODY FOR ALL. SERVING ALL REGARDLESS OF ABILITY TO PAY, THE YMCA IS COMMITTED TO INCLUSIVENESS: REACHING OUT TO OLD & YOUNG; CREATING BRIDGES BETWEEN SOCIO-ECONOMIC CHASMS; PROGRAMMING HEALTHY OPPORTUNITIES TO THE FIT AND YET-TO-BE FIT; ASSISTING FAMILIES WITH CHILDREN; PROVIDING AQUATIC SAFETY; IMPACTING ANTI-SOCIAL AND/OR DISRUPTIVE BEHAVIOR OF YOUTH; CONNECTING WITH CHILDREN & ADULTS TO IMPROVE OBESITY RATES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $635,785

Program Service Revenue $992,977

Investment Income $-26,448

Other Revenue $27,223

TOTAL REVENUE $1,629,537

Expense Breakdown

Grants Paid $0

Salaries & Benefits $687,472

Fundraising Expenses $39,470

Program Expenses $968,524

Other Expenses $589,346

TOTAL EXPENSES $1,276,818

Year-over-Year Comparison

	2022	2021	Change
Revenue	$1,629,537	$1,464,759	+0.1%
Expenses	$1,276,818	$1,093,590	+0.2%
Net Income	$352,719	$371,169	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

125

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$93,786

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
N/A	VICE-CHAIRWOMAN	1.0	Officer Director	$0	$0	$0
N/A	CHAIRMAN	1.0	Officer Director	$0	$0	$0
N/A	TREASURER	1.0	Officer Director	$0	$0	$0
N/A	SECRETARY	1.0	Officer Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	PAST CHAIRMAN	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	DIRECTOR	1.0	Director	$0	$0	$0
N/A	PRESIDENT AND CEO	40.0	Officer	$84,266	$9,520	$93,786

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$1,629,537	$1,276,818	$5,537,774	$352,719
2021	$1,464,759	$1,093,590	$4,777,804	$371,169
2020	$1,229,625	$1,167,678	$3,595,870	$61,947

Family Y of Owensboro-Daviess Co