Autotruck Financial Credit Union

EIN: 610594797

Louisville, KY

Total Revenue
$13,529,359
Total Expenses
$12,828,508
Total Assets
$210,021,171
Net Assets
$28,099,781
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2011
Legal Domicile
KY
Principal Officer
Jason Pendleton
Phone
5024598981
Tax Period
2025-01-01 to 2025-12-31

Autotruck Financial Credit Union, founded in 2011, is a mid-sized nonprofit that reported $13.5M in total revenue in fiscal year 2025. Expenses of $12.8M left a modest 5% surplus.

Mission

Autotruck Financial Credit Union is a financial institution cooperative organized to provide loan and deposit products and services to its member owners.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $10,093,234
Investment Income $3,436,125
Other Revenue $0
TOTAL REVENUE $13,529,359

Expense Breakdown

Grants Paid $0
Salaries & Benefits $4,123,706
Fundraising Expenses $0
Program Expenses $11,525,382
Other Expenses $8,704,802
TOTAL EXPENSES $12,828,508

Year-over-Year Comparison

2025 2024 Change
Revenue $13,529,359 $13,742,065 0.0%
Expenses $12,828,508 $11,163,834 +0.1%
Net Income $700,851 $2,578,231 -0.7%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
7
Employees
54
Volunteers
11

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
7
$0
Key Employees
5
$1,196,578
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Jason Pendleton Chief Executive Officer 40
Key Emp Highest
$226,897 $145,994 $372,891
Amy Reedy Vice President Finance 40
Key Emp
$150,673 $95,450 $246,123
Genia Gassaway Vice President of Operations 40
Key Emp
$138,528 $88,454 $226,982
Stephanie Coomer Vice President of Lending 40
Key Emp
$109,646 $70,625 $180,271
Lisa Vincent Marketing 40
Key Emp
$133,812 $36,499 $170,311
Steven Stone Chairperson of Board 1
Director
$0 $0 $0
Chris Hall Vice Chairperson of Board 1
Director
$0 $0 $0
Steve Rixman Treasurer / Secretary of Board 1
Director
$0 $0 $0
J Huston Reinle Director 1
Director
$0 $0 $0
Herbert Taylor Director 1
Director
$0 $0 $0
Kathy Furlong Director 1
Director
$0 $0 $0
Keisha Cato-Hamilton Director 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $13,529,359 $12,828,508 $210,021,171 $700,851
2024 No data No data No data No data
2023 $11,678,694 $9,451,340 $185,457,493 $2,227,354
2022 $9,751,231 $8,332,088 $196,506,373 $1,419,143
2021 $8,665,473 $7,660,770 $195,604,664 $1,004,703
2020 $8,566,855 $7,861,974 $182,656,506 $704,881
2019 $9,205,716 $7,575,451 $158,458,161 $1,630,265
2018 $8,573,127 $6,929,193 $137,927,951 $1,643,934
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