MAYFIELD GRAVES CO CHAMBER OF COMME

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

JENNIFER FRANKLIN

Phone

2702476101

Tax Period

2025-01-01 to 2025-12-31

MAYFIELD GRAVES CO CHAMBER OF COMME is a small nonprofit that reported $182K in total revenue in fiscal year 2025. Expenses of $203K exceeded revenue, resulting in a 12% operating deficit.

Mission

TO BE A PROACTIVE PARTNER FOR THE SUCCESS OF THE MAYFIELD/GRAVES COUNTY BUSINESS COMMUNITY.

Program Service Accomplishments

Program 1

THE MAYFIELD-GRAVES COUNTY CHAMBER OF COMMERCE FULFILLS ITS BY DELIVERING PROGRAMS, SERVICES, AND INITIATIVES THAT SUPPORT BUSINESS GROWTH, WORKFORCE DEVELOPMENT, AND COMMUNITY ENGAGEMENT. THROUGH...

THE MAYFIELD-GRAVES COUNTY CHAMBER OF COMMERCE FULFILLS ITS BY DELIVERING PROGRAMS, SERVICES, AND INITIATIVES THAT SUPPORT BUSINESS GROWTH, WORKFORCE DEVELOPMENT, AND COMMUNITY ENGAGEMENT. THROUGH STRATEGIC NETWORKING OPPORTUNITIES, EDUCATIONAL WORKSHOPS, LEADERSHIP DEVELOPMENT, AND ADVOCACY EFFORTS, THE CHAMBER CONNECTS BUSINESSES WITH THE RESOURCES AND RELATIONSHIPS THEY NEED TO THRIVE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $121,925

Program Service Revenue $0

Investment Income $2,738

Other Revenue $56,891

TOTAL REVENUE $181,554

Expense Breakdown

Grants Paid $0

Salaries & Benefits $99,239

Fundraising Expenses $32,087

Other Expenses $103,749

TOTAL EXPENSES $202,988

Year-over-Year Comparison

	2025	2024	Change
Revenue	$181,554	$190,306	0.0%
Expenses	$202,988	$128,804	+0.6%
Net Income	$-21,434	$61,502	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MEAGAN ARNOLD	TREASURER	N/A	Officer Director	$0	$0	$0
BRADY DAVIS	DIRECTOR	N/A	Officer Director	$0	$0	$0
BILLY EDWARDS	DIRECTOR	N/A	Officer Director	$0	$0	$0
AMY FLINT	DIRECTOR	N/A	Officer Director	$0	$0	$0
JENNIFER FRANKLIN	CHAIR	N/A	Officer Director	$0	$0	$0
COLT HALEY	DIRECTOR	N/A	Officer Director	$0	$0	$0
JULLI HALEY	DIRECTOR	N/A	Officer Director	$0	$0	$0
KYLE HOWARD	VICE CHAIR	N/A	Officer Director	$0	$0	$0
TIFFANY JONES	DIRECTOR	N/A	Officer Director	$0	$0	$0
JASON LEMLE	DIRECTOR	N/A	Officer Director	$0	$0	$0
MATTHEW MADDING	DIRECTOR	N/A	Officer Director	$0	$0	$0
KATHY O'NAN	DIRECTOR	N/A	Officer Director	$0	$0	$0
DERRICK PARROTT	AT-LARGE MEM	N/A	Officer Director	$0	$0	$0
JESSE PERRY	DIRECTOR	N/A	Officer Director	$0	$0	$0
JONATHAN SIMPKINS	DIRECTOR	N/A	Officer Director	$0	$0	$0
JENNIFER BECK WALKER	DIRECTOR	N/A	Officer Director	$0	$0	$0
RILEY BETH WILLETT	DIRECTOR	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$181,554	$202,988	$161,995	$-21,434
2024	No data	No data	No data	No data
2023	$160,972	$122,202	$122,961	$38,770