MERCER CHAMBER OF COMMERCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1950

Legal Domicile

Principal Officer

JILL CUTLER

Phone

8597342365

Tax Period

2025-01-01 to 2025-12-31

MERCER CHAMBER OF COMMERCE INC, founded in 1950, is a small nonprofit that reported $130K in total revenue in fiscal year 2025. Revenue surged 37% from the prior year, signaling strong growth momentum. Expenses of $113K left a modest 13% surplus.

Mission

BUSINESS PROMOTION AND NETWORKING

Program Service Accomplishments

Program 1

Expenses: $86,709

THE CHAMBER PROVIDES A NEWSLETTER AND EDUCATION PROGRAMS FOR MEMBERS, OPPORTUNITIES FOR NETWORKING AND BRINGS NEW BUSINESS AND INDUSTRY TO THE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $64,256

Program Service Revenue $65,853

Investment Income $0

Other Revenue $0

TOTAL REVENUE $130,109

Expense Breakdown

Grants Paid $0

Salaries & Benefits $59,330

Fundraising Expenses $0

Program Expenses $86,709

Other Expenses $54,133

TOTAL EXPENSES $113,463

Year-over-Year Comparison

	2025	2024	Change
Revenue	$130,109	$94,870	+0.4%
Expenses	$113,463	$117,855	0.0%
Net Income	$16,646	$-22,985	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERESIA LOGAN	DIRECTOR	1.00	Director	$0	$0	$0
ZACK WORKMAN	DIRECTOR	1.00	Director	$0	$0	$0
HANNA BAKER	DIRECTOR	1.00	Director	$0	$0	$0
RICK SCHOEBEL	DIRECTOR	1.00	Director	$0	$0	$0
LINDA HONNOLD	DIRECTOR	1.00	Director	$0	$0	$0
JOHN HOLIDAY	DIRECTOR	1.00	Director	$0	$0	$0
MELISSA DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT HAMMON	VICE PRESIDENT	1.00	Officer	$0	$0	$0
MONA NORDSELL	TREASURER	1.00	Officer	$0	$0	$0
HANNAH LAWSON	SECRETARY	1.00	Officer	$0	$0	$0
APRIL BURGESS	PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$130,109	$113,463	$73,039	$16,646
2024	No data	No data	No data	No data
2023	$159,242	$185,061	$74,094	$-25,819
2022	$223,465	$216,527	$100,769	$6,938