FRONTIER HOUSING INC

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

TOM MANNING-BEAVIN

Phone

6067842131

Tax Period

2024-04-01 to 2025-03-31

FRONTIER HOUSING INC, founded in 1974, is a community nonprofit that reported $4.7M in total revenue in fiscal year 2024. Revenue surged 42% from the prior year, signaling strong growth momentum. Net assets of $10.5M represent 27 months of operating reserves.

Mission

FRONTIER HOUSING IS THE LEADER FOR AFFORDABLE HOUSING DOLUTIONS IN APPALACHIAN COMMUNITIES IN THE HEART OF THE OHIO RIVER VALLEY. FRONTIER IMPROVES THE QUALITY OF LIFE FOR INDIVIDUALS AND FAMILIES, HELPING THEM: ACHIEVE LONG-TERM STABILITY, FINANCIAL INDEPENDENCE, AND GENERATIONAL WEALTH.

Program Service Accomplishments

Program 1

Expenses: $3,187,806

HOMEOWNERSHIP CREATION: FRONTIER HOUSING'S FISCAL YEAR IMPACT INCLUDED A TOTAL INVESTMENT OF OVER 9.7 MILLION IN OUR COMMUNITIES. WE BUILT AND FINANCED 9 NEW HOMES. HOMEBUYER EDUCATION AND...

HOMEOWNERSHIP CREATION: FRONTIER HOUSING'S FISCAL YEAR IMPACT INCLUDED A TOTAL INVESTMENT OF OVER 9.7 MILLION IN OUR COMMUNITIES. WE BUILT AND FINANCED 9 NEW HOMES. HOMEBUYER EDUCATION AND COUNSELING: FRONTIER PROVIDED HOMEBUYER EDUCATION AND CREDIT COUNSELING FOR OVER 200 HOUSEHOLDS IN PREPARING THEM TO BECOME HOMEBUYERS. HOME REHABILITATION: FRONTIER REHABILITATED 38 HOMES IN OUR SERVICE AREA. RENTAL HOUSING: FRONTIER OWNED AND OPERATED 46 RENTAL UNITS PROVIDING AFFORDABLE HOUSING FOR LOW-INCOME FAMILIES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,935,107

Program Service Revenue $0

Investment Income $160,676

Other Revenue $619,263

TOTAL REVENUE $4,715,046

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,642,596

Fundraising Expenses $234,952

Program Expenses $3,187,806

Other Expenses $2,012,621

TOTAL EXPENSES $4,655,217

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,715,046	$3,315,089	+0.4%
Expenses	$4,655,217	$3,438,890	+0.4%
Net Income	$59,829	$-123,801	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

145

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$99,940

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TOM MANNING-BEAVIN	PRESIDENT/CE	40.00	Highest	$158,146	$59,825	$217,971
CHELSA HAMILTON	CFO	40.00	Officer	$79,953	$19,987	$99,940
ANN BALLARD	BOARD MEMBER	N/A	Director	$0	$0	$0
TONY BOYD	BOARD MEMBER	N/A	Director	$0	$0	$0
DOROTHY CLEMONS	BOARD MEMBER	N/A	Director	$0	$0	$0
EZRA DIKE	VICE CHAIR	N/A	Officer Director	$0	$0	$0
WES HOLLAND	BOARD MEMBER	N/A	Officer Director	$0	$0	$0
SHANTEE LAMARR	BOARD MEMBER	N/A	Director	$0	$0	$0
KAMILLA LAWSON	CHAIR	N/A	Officer Director	$0	$0	$0
DAVID LOLLIS	BOARD MEMBER	N/A	Director	$0	$0	$0
RENEE PARSONS	BOARD MEMBER	N/A	Director	$0	$0	$0
DR ITZA ZAVALA-GARRETT PHD	BOARD MEMBER	N/A	Director	$0	$0	$0
CODY PRATER	TREASURER	N/A	Officer Director	$0	$0	$0
BODIE STEVENS	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,715,046	$4,655,217	$21,771,810	$59,829
2024	$3,315,089	$3,438,890	$19,264,430	$-123,801
2023	$2,520,311	$2,444,837	$17,790,104	$75,474
2022	$2,529,828	$2,095,146	$15,106,342	$434,682
2021	$1,587,863	$1,513,816	$12,775,607	$74,047
2020	$1,312,803	$1,705,130	$12,685,533	$-392,327
2019	$1,069,298	$1,264,107	$12,450,032	$-194,809