BALLARD COUNTY SENIOR CITIZENS INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1977

Legal Domicile

Principal Officer

MELECIA WILDHARBER

Phone

2703343115

Tax Period

2022-07-01 to 2023-06-30

Mission

BALLARD COUNTY SENIOR CITIZENS, INC. PROVIDES PROGRAM SERVICES SUCH AS MEALS, TRANSPORTATION, AND LOW INCOME HOUSING TO THE SENIOR CITIZENS OF BALLARD COUNTY, KENTUCKY.

Program Service Accomplishments

Program 1

BALLARD COUNTY SENIOR CITIZENS, INC. PROVIDES PROGRAM SERVICES SUCH AS MEALS, TRANSPORTATION, AND LOW INCOME HOUSING TO THE SENIOR CITIZENS OF BALLARD COUNTY, KENTUCKY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $0

Year-over-Year Comparison

	2022	2021	Change
Revenue	N/A	$307,903	-1.0%
Expenses	N/A	$247,835	-1.0%
Net Income	N/A	$60,068	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MELECIA WILDHARBER	Executive Dir.	40.00	Director	$0	$0	$0
BETTIE WRIGHT	Director	1.00	Director	$0	$0	$0
JOHN WOOD	Chairman	5.00	Director	$0	$0	$0
GINGER ATKINS	Vice Chairman	5.00	Director	$0	$0	$0
JERRY PACE	Director	1.00	Director	$0	$0	$0
JUDGE TODD COOPER	Treasurer	5.00	Director	$0	$0	$0
JANE FLOURNOY	Director	1.00	Director	$0	$0	$0
ANGELA VANCLEVE	Director	1.00	Director	$0	$0	$0
TANA COOPER	Director	1.00	Director	$0	$0	$0
MONICA GLISSON	Director	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	No data	No data	$1,303,566	No data
2022	$307,903	$247,835	$1,303,566	$60,068
2022	$247,709	$254,069	$1,310,710	$-6,360
2021	$158,295	$191,416	$1,400,472	$-33,121
2020	$524,203	$174,209	$1,465,472	$349,994