LAKE CUMBERLAND HOUSING AGENCY INC (EIN 610931236) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

LISA MANN

Phone

2703434740

Tax Period

2024-02-01 to 2025-01-31

LAKE CUMBERLAND HOUSING AGENCY INC, founded in 1975, is a community nonprofit in the Housing & Shelter sector that reported $3.5M in total revenue in fiscal year 2024. Revenue surged 253% from the prior year, signaling strong growth momentum.

Mission

TO PROVIDE HOUSING TO LOWER INCOME AND ELDERLY PERSONS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,009,642

Program Service Revenue $474,352

Investment Income $-239

Other Revenue $22,052

TOTAL REVENUE $3,505,807

Expense Breakdown

Grants Paid $2,188,914

Salaries & Benefits $510,639

Fundraising Expenses $0

Program Expenses $3,181,208

Other Expenses $785,571

TOTAL EXPENSES $3,485,124

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,505,807	$994,345	+2.5%
Expenses	$3,485,124	$976,442	+2.6%
Net Income	$20,683	$17,903	+0.2%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$78,572

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARSHALL TODD	CHAIRMAN	1.00	Officer Director	$0	$0	$0
JIMMIE GREENE	VICE CHAIRMAN	1.00	Officer Director	$0	$0	$0
JANICE MEYERS	SECRETARY	1.00	Officer Director	$0	$0	$0
TONY KERR	TREASURER	1.00	Officer Director	$0	$0	$0
LARRY RUSSELL BRYANT	BOARD MEMBER	1.00	Director	$0	$0	$0
RANDY DIAL	BOARD MEMBER	1.00	Director	$0	$0	$0
JONATHAN WILKERSON	BOARD MEMBER	1.00	Director	$0	$0	$0
RICKY CRAIG	BOARD MEMBER	1.00	Director	$0	$0	$0
HERSHELL KEY	BOARD MEMBER	1.00	Director	$0	$0	$0
DARRELL TREECE	BOARD MEMBER	1.00	Director	$0	$0	$0
LUKE KING	BOARD MEMBER	1.00	Director	$0	$0	$0
RANDY MARCUM	BOARD MEMBER	1.00	Director	$0	$0	$0
BARRY SMITH	BOARD MEMBER	1.00	Director	$0	$0	$0
JOHN FRANK	BOARD MEMBER	1.00	Director	$0	$0	$0
DONNIE COOMER	BOARD MEMBER	1.00	Director	$0	$0	$0
TEDDY COFFEY	BOARD MEMBER	1.00	Director	$0	$0	$0
SCOTT GEHRING	BOARD MEMBER	1.00	Director	$0	$0	$0
CRYSTAL WATKINS	BOARD MEMBER	1.00	Director	$0	$0	$0
JOHNNY DUNBAR	BOARD MEMBER	1.00	Director	$0	$0	$0
CRAIG SMITH	BOARD MEMBER	1.00	Director	$0	$0	$0
LISA MANN	EXECUTIVE DIRECTOR	40.00	Officer	$78,170	$402	$78,572

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,505,807	$3,485,124	$3,158,806	$20,683
2024	$994,345	$976,442	$3,018,590	$17,903
2023	$849,742	$991,020	$3,058,605	$-141,278
2022	$1,604,217	$918,316	$3,230,130	$685,901
2021	$764,144	$670,079	$2,575,290	$94,065
2020	$492,204	$607,183	$1,173,484	$-114,979

LAKE CUMBERLAND HOUSING AGENCY INC