JUDY WATER ASSOCIATION INC (EIN 611057445) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1972

Legal Domicile

Principal Officer

BILLY RAY FAWNS

Phone

8594984809

Tax Period

2025-01-01 to 2025-12-31

JUDY WATER ASSOCIATION INC, founded in 1972, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2025. Expenses of $967K left a modest 14% surplus.

Mission

SEE PART VIII

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $24,572

Other Revenue $1,093,839

TOTAL REVENUE $1,118,411

Expense Breakdown

Grants Paid $0

Salaries & Benefits $419,140

Fundraising Expenses $0

Other Expenses $548,278

TOTAL EXPENSES $967,418

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,118,411	$1,067,658	+0.0%
Expenses	$967,418	$899,566	+0.1%
Net Income	$150,993	$168,092	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$115,879

Total Directors

$18,300

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRIS COCKRELL	SEC./TREAS.	8.00	Officer Director	$6,100	$0	$6,100
GREG WILLIAMSON	PRESIDENT	6.00	Officer Director	$6,100	$0	$6,100
CARL HARTGROVE	VICE PRESIDENT	6.00	Director	$6,100	$0	$6,100
BILLY RAY FAWNS	OPERATIONS MANAGER	50.00	Officer	$103,679	$0	$103,679

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,118,411	$967,418	$6,404,009	$150,993
2024	$1,067,658	$899,566	$6,292,407	$168,092
2023	$1,096,261	$844,102	$6,224,194	$252,159
2022	$793,880	$826,151	$5,950,343	$-32,271
2021	$760,495	$890,334	$6,043,802	$-129,839
2020	$760,277	$864,641	$6,204,156	$-104,364
2019	$790,714	$873,592	$6,342,250	$-82,878
2018	$751,500	$851,505	$6,463,794	$-100,005

JUDY WATER ASSOCIATION INC