NORTHERN KENTUCKY PRESBYTERIAN HOUSING CORPORATION (EIN 611167871) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

R STAN KRAMER

Phone

8595810755

Tax Period

2023-01-01 to 2023-12-31

NORTHERN KENTUCKY PRESBYTERIAN HOUSING CORPORATION, founded in 1988, is a small nonprofit that reported $287K in total revenue in fiscal year 2023. Revenue grew 19% year-over-year, indicating healthy expansion. Expenses of $401K exceeded revenue, resulting in a 40% operating deficit.

Mission

LOW-INCOME HOUSING

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $157,022

Program Service Revenue $129,441

Investment Income $653

Other Revenue $0

TOTAL REVENUE $287,116

Expense Breakdown

Grants Paid $0

Salaries & Benefits $26,603

Fundraising Expenses $0

Program Expenses $370,263

Other Expenses $374,337

TOTAL EXPENSES $400,940

Year-over-Year Comparison

	2023	2022	Change
Revenue	$287,116	$242,280	+0.2%
Expenses	$400,940	$365,291	+0.1%
Net Income	$-113,824	$-123,011	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STAN KRAMER	PRESIDENT	1.00	Officer Director	$0	$0	$0
EVELYN B KRAMER	SECRETARY/TREASURER	1.00	Officer Director	$0	$0	$0
RETT MCGOODWIN	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT CHIRWA	DIRECTOR	1.00	Director	$0	$0	$0
KENNETH KALU OKORE	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$287,116	$400,940	$545,421	$-113,824
2022	$242,280	$365,291	$730,059	$-123,011
2021	$216,079	$362,590	$850,114	$-146,511
2020	$242,113	$314,814	$852,103	$-72,701
2018	$245,551	$269,687	$1,137,630	$-24,136

NORTHERN KENTUCKY PRESBYTERIAN HOUSING CORPORATION