JEFFERSONTOWN CHAMBER OF COMMERCE INC (EIN 616032051) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

DEANA KAREM

Phone

5022671674

Tax Period

2024-01-01 to 2024-12-31

JEFFERSONTOWN CHAMBER OF COMMERCE INC, founded in 1963, is a small nonprofit that reported $874K in total revenue in fiscal year 2024. Expenses of $759K left a modest 13% surplus.

Mission

TO SERVE AND ASSIST ITS MEMBERSHIP BY ENCOURAGING ECONOMIC GROWTH AND COMMUNITY SPIRIT, WHILE PROVIDING EDUCATION AND RESOURCES TO SUPPORT AND PROMOTE JEFFERSONTOWN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $847,683

Investment Income $26,025

Other Revenue $0

TOTAL REVENUE $873,708

Expense Breakdown

Grants Paid $0

Salaries & Benefits $360,473

Fundraising Expenses $0

Other Expenses $398,212

TOTAL EXPENSES $758,685

Year-over-Year Comparison

	2024	2023	Change
Revenue	$873,708	$823,543	+0.1%
Expenses	$758,685	$666,962	+0.1%
Net Income	$115,023	$156,581	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$96,441

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MATT MEUNIER	DIRECTOR	1.00	Director	$0	$0	$0
CARSON LEDFORD	CHAIR	1.00	Officer Director	$0	$0	$0
HANK MANGEOT	DIRECTOR	1.00	Director	$0	$0	$0
KAREN FINLINSON	DIRECTOR	1.00	Director	$0	$0	$0
DRAKE HATFIELD	DIRECTOR	1.00	Director	$0	$0	$0
DEEDEE SMITH	DIRECTOR	1.00	Director	$0	$0	$0
DON MUCCI	DIRECTOR	1.00	Director	$0	$0	$0
BRADLEY CARSON	DIRECTOR	1.00	Director	$0	$0	$0
LIZ DEHART	DIRECTOR	1.00	Director	$0	$0	$0
GREG HAYDEN	DIRECTOR	1.00	Director	$0	$0	$0
KATIE HOWSON	DIRECTOR	1.00	Director	$0	$0	$0
MARK MCNULTY	DIRECTOR	1.00	Director	$0	$0	$0
CAROL PIKE	DIRECTOR	1.00	Director	$0	$0	$0
EREKA TAYLOR	DIRECTOR	1.00	Director	$0	$0	$0
SAMMY DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
TONY GREGORY	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT SILVERTHORN	DIRECTOR	1.00	Director	$0	$0	$0
PAULA REDDING	DIRECTOR	1.00	Director	$0	$0	$0
AMY BERGE	DIRECTOR	1.00	Director	$0	$0	$0
DEANA KAREM	PRESIDENT	40.00	Officer	$96,441	$0	$96,441

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$873,708	$758,685	$924,242	$115,023
2023	$823,543	$666,962	$827,093	$156,581
2022	$761,395	$786,234	$673,914	$-24,839
2021	$456,647	$282,226	$671,084	$174,421
2021	$518,246	$478,695	$602,436	$39,551
2020	$631,056	$632,115	$627,610	$-1,059
2019	$698,005	$674,964	$560,723	$23,041

JEFFERSONTOWN CHAMBER OF COMMERCE INC