CHATTANOOGA GOLF & COUNTRY CLUB (EIN 620156100) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1941

Legal Domicile

Principal Officer

TAD HOLTZCLAW

Phone

4232666178

Tax Period

2024-10-01 to 2025-09-30

CHATTANOOGA GOLF & COUNTRY CLUB, founded in 1941, is a mid-sized nonprofit that reported $12.3M in total revenue in fiscal year 2024. Revenue decreased 8% compared to the prior year. Expenses of $11.3M left a modest 8% surplus.

Mission

OUR MISSION IS TO PROVIDE CHATTANOOGA'S MOST DESIRABLE GOLF AND COUNTRY CLUB MEMBER EXPERIENCE AND SUSTAIN IT FOR FUTURE GENERATIONS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $9,805,281

Investment Income $189,903

Other Revenue $2,301,816

TOTAL REVENUE $12,297,000

Expense Breakdown

Grants Paid $0

Salaries & Benefits $5,981,552

Fundraising Expenses $0

Program Expenses $9,320,273

Other Expenses $5,319,933

TOTAL EXPENSES $11,301,485

Year-over-Year Comparison

	2024	2023	Change
Revenue	$12,297,000	$13,306,463	-0.1%
Expenses	$11,301,485	$10,030,921	+0.1%
Net Income	$995,515	$3,275,542	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

260

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$314,532

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARK DEGLER	PRESIDENT	2.00	Officer Director	$0	$0	$0
PATRICK BRADSHAW	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
TAD HOLTZCLAW	TREASURER	2.00	Officer Director	$0	$0	$0
PATRICK MURPHY	SECRETARY	2.00	Officer Director	$0	$0	$0
LLEWELLAN BOYD	DIRECTOR	0.50	Director	$0	$0	$0
BRIAN KOPET	DIRECTOR	0.50	Director	$0	$0	$0
BETH WEBB	DIRECTOR	0.50	Director	$0	$0	$0
MIGUEL MORALES	DIRECTOR	0.50	Director	$0	$0	$0
JAY DONNELLY	DIRECTOR	0.50	Director	$0	$0	$0
JAKE HILL	DIRECTOR	0.50	Director	$0	$0	$0
MICHAEL MURRAY	COO/GENERAL MANAGER	40.00	Key Emp	$302,083	$12,449	$314,532
BRUCE ETTER	DIRECTOR OF GOLF	40.00	Highest	$249,188	$9,538	$258,726
JEFFREY HOLLISTER	DIRECTOR OF AGRONOMY	40.00	Highest	$195,331	$7,854	$203,185
BRAD TREWHITT	EXECUTIVE CHEF	40.00	Highest	$160,509	$6,277	$166,786
TROY FAIRLEY	DIRECTOR OF FINANCE	40.00	Highest	$150,205	$5,120	$155,325

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$12,297,000	$11,301,485	$30,433,463	$995,515
2024	$13,306,463	$10,030,921	$31,410,741	$3,275,542
2023	$12,870,260	$9,342,874	$27,590,795	$3,527,386
2022	$15,215,377	$8,932,389	$23,843,931	$6,282,988
2021	$9,988,723	$8,500,302	$18,489,424	$1,488,421
2020	$8,459,824	$7,710,448	$17,889,090	$749,376
2019	$8,790,840	$8,411,160	$17,891,023	$379,680
2018	$8,188,027	$8,103,691	$17,373,446	$84,336

CHATTANOOGA GOLF & COUNTRY CLUB