CLARKSVILLE AREA CHAMBER OF COMMERCE

EIN: 620162330

CLARKSVILLE, TN

Total Revenue
$631,992
Total Expenses
$763,398
Total Assets
$486,876
Net Assets
$116,136
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Phone
9316472331
Tax Period
2024-07-01 to 2025-06-30

CLARKSVILLE AREA CHAMBER OF COMMERCE is a small nonprofit that reported $632K in total revenue in fiscal year 2024. Expenses of $763K exceeded revenue, resulting in a 21% operating deficit.

Mission

PROMOTION OF COMMERCE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $475,398
Investment Income $11,283
Other Revenue $145,311
TOTAL REVENUE $631,992

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $720,221
Other Expenses $763,398
TOTAL EXPENSES $763,398

Year-over-Year Comparison

2024 2023 Change
Revenue $631,992 $663,919 0.0%
Expenses $763,398 $687,517 +0.1%
Net Income $-131,406 $-23,598 +4.6%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
26
Independent Members
26
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$270,379
Total Directors
1
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MELINDA SHEPHARD Executive Dir. 40.00
Officer
$0 $0 $144,461
SHANNON GREEN VP OF FIN & ADM 13.00
Officer
$0 $0 $125,918
BOARD MEMBERS - SEE ATTACHED BOARD MEMBERS 0.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $631,992 $763,398 $486,876 $-131,406
2024 $663,919 $687,517 $509,461 $-23,598
2023 $653,917 $697,886 $539,247 $-43,969
2022 $673,273 $696,540 $578,592 $-23,267
2021 $554,640 $611,192 $572,042 $-56,552
2020 $634,860 $578,241 $637,470 $56,619
2019 $673,108 $590,588 $604,310 $82,520
2018 $645,657 $579,824 $551,543 $65,833
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