THE CHAMBER OF COMMERCE

EIN: 620252764

JOHNSON CITY, TN

Total Revenue
$658,320
Total Expenses
$659,543
Total Assets
$101,057
Net Assets
$-166,369
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1944
Legal Domicile
TN
Principal Officer
ROBERT CANTLER
Phone
4234618000
Tax Period
2025-01-01 to 2025-12-31

THE CHAMBER OF COMMERCE, founded in 1944, is a small nonprofit that reported $658K in total revenue in fiscal year 2025.

Mission

TO PROMOTE BUSINESS, ENHANCE ECONOMIC AND COMMUNITY DEVELOPMENT, AND SERVE AS A CATALYST FOR IMPROVING THE OVERALL QUALITY OF LIFE IN THE COMMUNITY AND REGION.

Program Service Accomplishments

Program 1
Expenses: $16,366

PROMOTES THE DEVELOPMENT AND GROWTH OF BUSINESSES, INDUSTRIES, AND PROFESSIONS IN THE JOHNSON CITY, JONESBOROUGH AND WASHINGTON COUNTY, TENNESSEE AREA THROUGH THE EFFORTS OF ITS MEMBERS BY PROVIDING...

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PROMOTES THE DEVELOPMENT AND GROWTH OF BUSINESSES, INDUSTRIES, AND PROFESSIONS IN THE JOHNSON CITY, JONESBOROUGH AND WASHINGTON COUNTY, TENNESSEE AREA THROUGH THE EFFORTS OF ITS MEMBERS BY PROVIDING PUBLIC AWARENESS PROGRAMS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $590,067
Program Service Revenue $0
Investment Income $107
Other Revenue $68,146
TOTAL REVENUE $658,320

Expense Breakdown

Grants Paid $0
Salaries & Benefits $486,746
Fundraising Expenses $19,470
Program Expenses $16,366
Other Expenses $172,797
TOTAL EXPENSES $659,543

Year-over-Year Comparison

2025 2024 Change
Revenue $658,320 $653,342 +0.0%
Expenses $659,543 $661,206 0.0%
Net Income $-1,223 $-7,864 -0.8%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
26
Independent Members
25
Employees
7
Volunteers
225

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$175,619
Total Directors
26
$175,619
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DAN ELDRIDGE DIRECTOR 0.25
Director
$0 $0 $0
KRISTIE HAMMONDS DIRECTOR 0.25
Director
$0 $0 $0
ALLEN RAU DIRECTOR 0.25
Director
$0 $0 $0
GREG CHIPPER HARVEY DIRECTOR 0.25
Director
$0 $0 $0
KIM HALL CHAIR 0.25
Officer Director
$0 $0 $0
JENNY LOCKMILLER DIRECTOR 0.25
Director
$0 $0 $0
KENNY SHAFER DIRECTOR 0.25
Director
$0 $0 $0
ADAM WALTON TREASURER/SECRETARY 0.25
Officer Director
$0 $0 $0
ROBERT CANTLER PRESIDENT/CEO 40.00
Officer Director
$138,200 $37,419 $175,619
KEDDRAIN BOWEN IMMEDIATE PAST CHAIR 0.25
Officer Director
$0 $0 $0
JOHN GOETZ DIRECTOR 0.25
Director
$0 $0 $0
DAVID NELSON CHAIR ELECT 0.25
Officer Director
$0 $0 $0
PHILIP BAKER EX-OFFICIO 0.25
Director
$0 $0 $0
KEVIN BROYLES DIRECTOR 0.25
Director
$0 $0 $0
JOHN HUNTER DIRECTOR 0.25
Director
$0 $0 $0
DR SUSAN MCCRACKEN DIRECTOR 0.25
Director
$0 $0 $0
ROB CAMPBELL DIRECTOR 0.25
Director
$0 $0 $0
CRAIG CHARLES DIRECTOR 0.25
Director
$0 $0 $0
DON KIEFER DIRECTOR 0.25
Director
$0 $0 $0
NATHAN FARNOR DIRECTOR 0.25
Director
$0 $0 $0
ABBY ZUNIGA DIRECTOR 0.25
Director
$0 $0 $0
ANDY DIETRICH DIRECTOR 0.25
Director
$0 $0 $0
PETE ROLLER DIRECTOR 0.25
Director
$0 $0 $0
CHARLES BOLTON DIRECTOR 0.25
Director
$0 $0 $0
SERGIO MATUTE DIRECTOR 0.25
Director
$0 $0 $0
NADEEM MOIZ DIRECTOR 0.25
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $658,320 $659,543 $101,057 $-1,223
2024 $653,342 $661,206 $111,555 $-7,864
2023 $682,100 $685,989 $155,792 $-3,889
2022 $545,797 $632,950 $195,946 $-87,153
2021 $566,906 $495,324 $155,279 $71,582
2020 $1,293,593 $1,365,435 $482,187 $-71,842
2019 $1,283,756 $1,255,439 $537,363 $28,317
2018 $1,012,375 $1,151,475 $541,149 $-139,100
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