RIDGEWAY COUNTRY CLUB (EIN 620337895) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1909

Legal Domicile

Principal Officer

DAVE WILDER

Phone

9018532247

Tax Period

2025-01-01 to 2025-12-31

RIDGEWAY COUNTRY CLUB, founded in 1909, is a community nonprofit that reported $8.5M in total revenue in fiscal year 2025. Expenses of $8.0M left a modest 6% surplus.

Mission

SOCIAL COUNTRY CLUB

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $8,046,283

Investment Income $5,594

Other Revenue $414,888

TOTAL REVENUE $8,466,765

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,365,768

Fundraising Expenses $0

Program Expenses $5,382,450

Other Expenses $4,591,549

TOTAL EXPENSES $7,957,317

Year-over-Year Comparison

	2025	2024	Change
Revenue	$8,466,765	$7,892,976	+0.1%
Expenses	$7,957,317	$7,470,521	+0.1%
Net Income	$509,448	$422,455	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

269

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$405,822

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HOWARD SILVER	DIRECTOR	1.00	Director	$0	$0	$0
ART SEESSEL	DIRECTOR	1.00	Director	$0	$0	$0
RANDY FISHMAN	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
DAVID WILDER	PRESIDENT	2.00	Officer Director	$0	$0	$0
SAM BLOCK JR	SECRETARY	1.00	Officer Director	$0	$0	$0
ED GENTRY	TREASURER	1.00	Officer Director	$0	$0	$0
CHUCK KANTOR	DIRECTOR	1.00	Director	$0	$0	$0
PACKARD DEWITT	DIRECTOR	1.00	Director	$0	$0	$0
JOE DURANTE	TENNIS CHAIRMAN	1.00	Director	$0	$0	$0
MICKEY BRIGANCE	SOCIAL CHAIRMAN	1.00	Director	$0	$0	$0
TERRY WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
STEPHEN L HALL	GENERAL MANAGER	55.00	Officer	$362,963	$42,859	$405,822
RICHARD J CRUTCHER	HEAD TENNIS PRO	40.00	Highest	$133,462	$32,052	$165,514
SEAN KLEINFELTER	SUPERINTENDENT	40.00	Highest	$165,606	$6,950	$172,556
VALARIE HALL	CHEF	40.00	Highest	$136,035	$33,405	$169,440
AMY HAWKINS	CONTROLLER	40.00	Highest	$129,329	$23,292	$152,621
EILEEN CONSOLO	MEMBERSHIP DIRECTOR	40.00	Highest	$105,245	$20,581	$125,826

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$8,466,765	$7,957,317	$15,901,736	$509,448
2024	No data	No data	No data	No data
2023	$7,544,917	$7,053,780	$14,875,474	$491,137
2022	$7,058,461	$6,180,047	$13,932,220	$878,414
2021	$6,035,223	$5,718,999	$12,327,501	$316,224
2020	$5,284,547	$4,714,354	$12,010,269	$570,193
2019	$5,022,411	$4,611,180	$8,215,714	$411,231
2018	$4,149,335	$4,083,002	$8,043,567	$66,333

RIDGEWAY COUNTRY CLUB