HUMBOLDT CHAMBER OF COMMERCE (EIN 620417332) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1905

Legal Domicile

Tax Period

2023-07-01 to 2024-06-30

HUMBOLDT CHAMBER OF COMMERCE, founded in 1905, is a small nonprofit in the Arts, Culture & Humanities sector that reported $474K in total revenue in fiscal year 2023. Revenue decreased 12% compared to the prior year.

Mission

COMMUNITY DEVELOPMENT AND INDUSTRIAL RECRUITING

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $473,563

Program Service Revenue $0

Investment Income $818

Other Revenue $0

TOTAL REVENUE $474,381

Expense Breakdown

Grants Paid $0

Salaries & Benefits $146,251

Fundraising Expenses $0

Program Expenses $498,042

Other Expenses $375,146

TOTAL EXPENSES $521,397

Year-over-Year Comparison

	2023	2022	Change
Revenue	$474,381	$537,886	-0.1%
Expenses	$521,397	$528,901	0.0%
Net Income	$-47,016	$8,985	-6.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRISTY FONVILLE	DIRECTOR	1.00	Director	$0	$0	$0
TOMMY GOODRUM	DIRECTOR	1.00	Director	$0	$0	$0
MEGAN FLOWERS	DIRECTOR	1.00	Director	$0	$0	$0
SHERRY SMITH	DIRECTOR	1.00	Director	$0	$0	$0
JOE TUBBS	DIRECTOR	1.00	Director	$0	$0	$0
BETT JEWELL	DIRECTOR	1.00	Director	$0	$0	$0
LAURA GILES	DIRECTOR	1.00	Director	$0	$0	$0
MARK WEILAND	DIRECTOR	1.00	Director	$0	$0	$0
GLADYS ROBINSON	DIRECTOR	1.00	Director	$0	$0	$0
BEN SINCLAIR	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL LONGMIRE	DIRECTOR	1.00	Director	$0	$0	$0
MARTY HASTINGS	DIRECTOR	1.00	Director	$0	$0	$0
LAURIE GAMBLE	DIRECTOR	1.00	Director	$0	$0	$0
PETER NOLL	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTY CRAWFORD	PRESIDENT	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$474,381	$521,397	$286,578	$-47,016
2023	$537,886	$528,901	$335,959	$8,985
2022	$423,095	$418,484	$337,398	$4,611
2021	$299,482	$311,852	$358,261	$-12,370
2020	$283,813	$235,020	$345,502	$48,793
2019	$334,569	$346,260	$293,422	$-11,691
2018	$329,077	$281,595	$299,368	$47,482

HUMBOLDT CHAMBER OF COMMERCE