MORRISTOWN AREA CHAMBER OF COMMERCE

EIN: 620418880

MORRISTOWN, TN

Total Revenue
$1,147,966
Total Expenses
$1,158,209
Total Assets
$815,697
Net Assets
$774,135
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile
TN
Principal Officer
MARSHALL RAMSEY
Phone
4235866382
Tax Period
2025-01-01 to 2025-12-31

MORRISTOWN AREA CHAMBER OF COMMERCE is a community nonprofit that reported $1.1M in total revenue in fiscal year 2025. Revenue decreased 10% compared to the prior year.

Mission

THE MISSION OF THE MORRISTOWN AREA CHAMBER OF COMMERCE IS TO CREATE, NURTURE, AND EXPAND DIVERSE ECONOMIC GROWTH, AND BE AN ADVOCATE FOR BUSINESS IN HAMBLEN COUNTY AND THE LAKEWAY REGION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,124,690
Investment Income $17,276
Other Revenue $6,000
TOTAL REVENUE $1,147,966

Expense Breakdown

Grants Paid $0
Salaries & Benefits $589,532
Fundraising Expenses $0
Program Expenses $789,968
Other Expenses $568,677
TOTAL EXPENSES $1,158,209

Year-over-Year Comparison

2025 2024 Change
Revenue $1,147,966 $1,269,910 -0.1%
Expenses $1,158,209 $1,220,775 -0.1%
Net Income $-10,243 $49,135 -1.2%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
32
Independent Members
32
Employees
7
Volunteers
300

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$187,947
Total Directors
31
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MARSHALL RAMSEY PRESIDENT 40.00
Officer
$187,947 $0 $187,947
PAUL LYNCH TREASURER N/A
Officer Director
$0 $0 $0
EVAN ANDERSON DIRECTOR N/A
Director
$0 $0 $0
MICKEY BRABSON DIRECTOR N/A
Director
$0 $0 $0
ARNOLD BUNCH JR DIRECTOR N/A
Director
$0 $0 $0
KAISSEN OXENDINE DIRECTOR N/A
Director
$0 $0 $0
JUSTIN COOK DIRECTOR N/A
Director
$0 $0 $0
SUSANNE COX DIRECTOR N/A
Director
$0 $0 $0
KRIS YARLETT DIRECTOR N/A
Director
$0 $0 $0
ROD ISAACS DIRECTOR N/A
Director
$0 $0 $0
KELLEY MARIE SIMPSON DIRECTOR N/A
Director
$0 $0 $0
JOHN DOYLE WALLACE DIRECTOR N/A
Director
$0 $0 $0
LANCE WILD DIRECTOR N/A
Director
$0 $0 $0
ASHLI BUNCH DIRECTOR N/A
Director
$0 $0 $0
SUSANNE DENEAU DIRECTOR N/A
Director
$0 $0 $0
BETSY HURST DIRECTOR N/A
Director
$0 $0 $0
MARK HURST DIRECTOR N/A
Director
$0 $0 $0
LISA KELLEY DIRECTOR N/A
Director
$0 $0 $0
JAMIE LAMBERT DIRECTOR N/A
Director
$0 $0 $0
BOBBY LASSITER DIRECTOR N/A
Director
$0 $0 $0
JIM PRICE DIRECTOR N/A
Director
$0 $0 $0
RHONDA SAMS DIRECTOR N/A
Director
$0 $0 $0
LUCAS FISHMAN DIRECTOR N/A
Director
$0 $0 $0
AMY HEMMINGER DIRECTOR N/A
Director
$0 $0 $0
MICHAEL HOWARD DIRECTOR N/A
Director
$0 $0 $0
RANDALL JOLLEY DIRECTOR N/A
Director
$0 $0 $0
REGINA MCCORMICK DIRECTOR N/A
Director
$0 $0 $0
TODD QUILLEN DIRECTOR N/A
Director
$0 $0 $0
ADAM RANKIN DIRECTOR N/A
Director
$0 $0 $0
JESSICA RICH DIRECTOR N/A
Director
$0 $0 $0
PRESTON THOMPSON DIRECTOR N/A
Director
$0 $0 $0
KRISTINA VEIT DIRECTOR N/A
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,147,966 $1,158,209 $815,697 $-10,243
2024 $1,269,910 $1,220,775 $863,502 $49,135
2023 $1,168,400 $1,063,120 $769,258 $105,280
2022 $1,075,645 $967,032 $664,972 $108,613
2021 $1,138,655 $946,865 $565,650 $191,790
2020 $853,430 $841,942 $348,467 $11,488
2019 $941,849 $942,118 $328,200 $-269
2018 $858,558 $869,050 $348,042 $-10,492
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