Obion County Chamber of Commerce

EIN: 620426583

Union City, TN

Total Revenue
$276,571
Total Expenses
$21,505
Total Assets
$516,839
Net Assets
$505,066
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1922
Legal Domicile
TN
Principal Officer
Clint Joiner
Phone
7318850211
Tax Period
2024-07-01 to 2025-06-30

Obion County Chamber of Commerce, founded in 1922, is a small nonprofit that reported $277K in total revenue in fiscal year 2024. Revenue fell 46% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $255K, a strong 92% operating margin.

Mission

Generate new growth in areas such as commercial, housing, industrial and tourism development within the county, and to focus on making Obion County a great place to work, do business and raise a family.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $275,921
Program Service Revenue $0
Investment Income $0
Other Revenue $650
TOTAL REVENUE $276,571

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $21,505
Other Expenses $21,505
TOTAL EXPENSES $21,505

Year-over-Year Comparison

2024 2023 Change
Revenue $276,571 $508,313 -0.5%
Expenses $21,505 $508,313 -1.0%
Net Income $255,066 $0 N/A
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
20
Independent Members
20
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
16
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Greg Barclay BOARD MEMBER 0.00
Director
$0 $0 $0
Karl Ullrich BOARD MEMBER 0.00
Director
$0 $0 $0
Teena Jarmon BOARD MEMBER 0.00
Director
$0 $0 $0
Carolina Conner BOARD MEMBER 0.00
Director
$0 $0 $0
Amanda Norwood BOARD MEMBER 0.00
Director
$0 $0 $0
Drew Hayes BOARD MEMBER 0.00
Director
$0 $0 $0
Mandy Hinson BOARD MEMBER 0.00
Director
$0 $0 $0
Delinda Scarborough BOARD MEMBER 0.00
Director
$0 $0 $0
Camron Sherwood BOARD MEMBER 0.00
Director
$0 $0 $0
Kyle Ross BOARD MEMBER 0.00
Director
$0 $0 $0
Brooke Simmons BOARD MEMBER 0.00
Director
$0 $0 $0
Meg Jordan BOARD MEMBER 0.00
Director
$0 $0 $0
Rob Holman BOARD MEMBER 0.00
Director
$0 $0 $0
Randy Barnes BOARD MEMBER 0.00
Director
$0 $0 $0
Hal Mosier BOARD MEMBER 0.00
Director
$0 $0 $0
Bryant Cruce BOARD MEMBER 0.00
Director
$0 $0 $0
George Leake PAST PRESIDENT 0.00
Officer
$0 $0 $0
Clint Joiner PRESIDENT 0.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $276,571 $21,505 $516,839 $255,066
2024 $508,313 $508,313 $300,000 No data
2023 $394,515 $394,515 $300,000 No data
2022 $425,073 $425,073 $300,000 No data
2021 $393,971 $393,971 $300,000 No data
2020 $380,974 $380,974 $300,000 No data
2019 $213,442 $213,442 $300,000 No data
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