DAYTON CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Tax Period

2023-04-01 to 2024-03-31

DAYTON CHAMBER OF COMMERCE, founded in 1954, is a small nonprofit in the Community Improvement sector that reported $209K in total revenue in fiscal year 2023. The organization ran a surplus of $66K, a strong 32% operating margin.

Program Service Accomplishments

Program 1

Expenses: $46,996 Revenue: $155,990

STRAWBERRY FESTIVAL ATTRACKS PARTICIPANTS AND SPECTATORS FROM OTHER AREAS TO EXPOSE THEM TO THE CITY OF DAYTON, TN AND RHEA COUNTY TN

Program 2

Expenses: $7,764 Revenue: $9,086

ANNUAL BANQUETA WAY TO THANK OUR MEMBERS AND BUSINESSES AND HELP THEM MEET OTHER MEMBERS AND OTHER BUSINESSES IN OUR MEMBERSHIP

Program 3

Expenses: $3,703 Revenue: $10,193

ANNUAL GOLD TOURNAMENTTHIS ATTRACKS PRESENT MEMBERS AND NON-MEMBERS TO GET AQUAINTED AND ENCOURAGE NEW MEMBRSHIP

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $28,179

Program Service Revenue $175,269

Investment Income $5,056

Other Revenue $0

TOTAL REVENUE $208,504

Expense Breakdown

Grants Paid $0

Salaries & Benefits $43,924

Fundraising Expenses $0

Program Expenses $58,463

Other Expenses $98,759

TOTAL EXPENSES $142,683

Year-over-Year Comparison

	2023	2022	Change
Revenue	$208,504	N/A	N/A
Expenses	$142,683	N/A	N/A
Net Income	$65,821	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KINSEY HIXSON	BOARD MEMBER	2.00	Director	$0	$0	$0
ALYSIA CHAVEZ	BOARD MEMBER	2.00	Director	$0	$0	$0
MOLLIE TALLENT	PRESIDENT ELECT	1.00	Director	$0	$0	$0
ADAM MCCROIE	PAST PRESIENT	1.00	Director	$0	$0	$0
JOHN RODRIGUEZ	BOARD MEMBER	2.00	Director	$0	$0	$0
ALEX GREEN	BOARD MEMBER	2.00	Director	$0	$0	$0
CANDICE GRAHAM	BOARD MEMBER	6.00	Director	$0	$0	$0
BLAKE MARKHAM	BOARD MEMBER	2.00	Director	$0	$0	$0
STACEY GATES	BOARD MEMBER	2.00	Director	$0	$0	$0
DON AUSTIN	BOARD MEMBER	2.00	Director	$0	$0	$0
MELISSA WOOD	BOARD MEMBER	1.00	Director	$0	$0	$0
JESSICA LAUREN MARSTON	BOARD MEMBER	1.00	Director	$0	$0	$0
HOSS WHITT	MEMBER AT LARGE	2.00	Director	$0	$0	$0
ANGIE STUMBO	BOARD MEMBER	1.00	Director	$0	$0	$0
STACY BOWERS	BOARD MEMBER	4.00	Director	$0	$0	$0
RANDY WELLS	TREASURER	1.00	Officer	$0	$0	$0
APRIL CURTIS	PRESIDENT	20.00	Officer	$0	$0	$0
AARON JOHNSON	VICE-PRESIDENT	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$208,504	$142,683	$404,208	$65,821
2023	$212,952	$141,041	$334,293	$71,911