HOMEBUILDERS ASSOCIATION OF GREATE… - Form 990 Financial Data

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1953

Legal Domicile

Principal Officer

HANNAH GUNTER

Phone

4236249992

Tax Period

2025-01-01 to 2025-12-31

HOMEBUILDERS ASSOCIATION OF GREATER CHATTANOOGA, founded in 1953, is a small nonprofit that reported $492K in total revenue in fiscal year 2025. Revenue fell 38% from the prior year — a significant decline worth monitoring. Expenses of $590K exceeded revenue, resulting in a 20% operating deficit.

Mission

PROMOTE HOMEBUILDING INDUSTRY

Program Service Accomplishments

Program 1

Expenses: $95,392 Revenue: $255,660

HOME SHOW - A TRADE SHOW FOR THE REGION WHERE THE HOMEBUILDING INDUSTRY AND ANCILLARY PRODUCTS AND SERVICES ARE BROUGHT TOGETHER FOR THE PUBLIC.

Program 2

Expenses: $13,729 Revenue: $26,370

OTHER ACTIVITIES INVOLVING THE PROMOTION OF THE BUILDING INDUSTRY ANDEDUCATION OF THOSE IN THE BUILDING INDUSTRY AS WELL AS INTERESTEDMEMBERS OF THE PUBLIC.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $128,836

Program Service Revenue $282,030

Investment Income $8,486

Other Revenue $73,136

TOTAL REVENUE $492,488

Expense Breakdown

Grants Paid $2,000

Salaries & Benefits $240,730

Fundraising Expenses $0

Program Expenses $109,121

Other Expenses $346,943

TOTAL EXPENSES $589,673

Year-over-Year Comparison

	2025	2024	Change
Revenue	$492,488	$800,737	-0.4%
Expenses	$589,673	$756,149	-0.2%
Net Income	$-97,185	$44,588	-3.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$155,942

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JASON FARMER	PRESIDENT	3.00	Officer Director	$0	$0	$0
GABE THOMAS	VICE PRESIDENT	3.00	Officer Director	$0	$0	$0
RAMONA SCOTT	TREASURER	3.00	Officer Director	$0	$0	$0
HAYDEN CROXALL	SECRETARY	3.00	Officer Director	$0	$0	$0
CHRIS MABEE	1ST PAST PRESIDENT\GOVERNMENT AFFAIRS	3.00	Officer Director	$0	$0	$0
BARRY PAYNE	2ND PAST PRESIDENT	3.00	Officer Director	$0	$0	$0
JULIE BOOTH	ASSOCIATE COUNCIL PRESIDENT	3.00	Director	$0	$0	$0
TRAVIS OWENS	DIRECTOR	1.50	Director	$0	$0	$0
JAMIE BRENEMAN	DIRECTOR	1.50	Director	$0	$0	$0
ETHAN COLLIER	DIRECTOR	1.50	Director	$0	$0	$0
PIPER STROMATT	DIRECTOR	1.50	Director	$0	$0	$0
WARREN COLE	DIRECTOR	1.50	Director	$0	$0	$0
BILL PANEBIANCO	DIRECTOR	1.50	Director	$0	$0	$0
NERREN PRATT	DIRECTOR	1.50	Director	$0	$0	$0
JORDAN CORNELISON	DIRECTOR	1.50	Director	$0	$0	$0
LARRY RUNNELS	DIRECTOR	1.50	Director	$0	$0	$0
JAY BELL	DIRECTOR	1.50	Director	$0	$0	$0
CLAY WHITFIELD	DIRECTOR	1.50	Director	$0	$0	$0
BRYAN BLEDSOE	DIRECTOR	1.50	Director	$0	$0	$0
JED MARSTON	DIRECTOR	1.50	Director	$0	$0	$0
CLAY COCHRAN	DIRECTOR	1.50	Director	$0	$0	$0
ERIC WEEKLEY	DIRECTOR	1.50	Director	$0	$0	$0
NANETTE WOULFE	DIRECTOR	1.50	Director	$0	$0	$0
JESSICA UPSHAW	DIRECTOR	1.50	Director	$0	$0	$0
SAM PENNEY	DIRECTOR	1.50	Director	$0	$0	$0
BRENDA JEAN ADAMSON	DIRECTOR	1.50	Director	$0	$0	$0
LEAH MCINNIS	DIRECTOR	1.50	Director	$0	$0	$0
VICKI SCHAMBRON	DIRECTOR	1.50	Director	$0	$0	$0
DALE MABEE	DIRECTOR	1.50	Director	$0	$0	$0
MIKE MOON	DIRECTOR	1.50	Director	$0	$0	$0
MATT TROLLINGER	EXECUTIVE OFFICER	40.00	Officer	$125,000	$5,000	$130,000
RAQUEL SCHRUMPF	EXECUTIVE OFFICER (UNTIL 08/10/25)	40.00	Officer	$25,942	$0	$25,942

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$492,488	$589,673	$430,779	$-97,185
2024	$800,737	$756,149	$514,341	$44,588
2023	$446,887	$522,358	$456,099	$-75,471
2022	$616,137	$695,796	$523,688	$-79,659
2021	$527,506	$489,963	$638,474	$37,543
2020	$688,467	$677,015	$678,604	$11,452
2019	$776,005	$818,221	$683,742	$-42,216
2018	$779,054	$697,168	$652,504	$81,886

HOMEBUILDERS ASSOCIATION OF GREATER CHATTANOOGA