SEVIERVILLE CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

BRENDA MCCROSKEY

Phone

8654536411

Tax Period

2024-07-01 to 2025-06-30

SEVIERVILLE CHAMBER OF COMMERCE, founded in 1985, is a community nonprofit that reported $7.0M in total revenue in fiscal year 2024.

Mission

THE SEVIERVILLE CHAMBER OF COMMERCE IS ORGANIZED FOR THE PURPOSE OF ADVANCING THE COMMERCIAL, TOURISM, INDUSTRIAL, CIVIC AND GENERAL INTERESTS OF THE CITY OF SEVIERVILLE AND ITS TRADE AREA.

Program Service Accomplishments

Program 1

PROMOTIONS: THE ORGANIZATION PROMOTES THE AREA'S ARTS, MUSIC, DRAMA, AND HISTORY AND FOSTERS APPRECIATION OF THE AREA'S NATURAL BEAUTY THROUGH THE PUBLICATION OF BROCHURES AND ADVERTISING.

Program 2

FESTIVALS AND SPECIAL EVENTS: THE CHAMBER SPONSORS AND PROMOTES ANNUAL FESTIVALS INCLUDING SPRINGFEST, WINTERFEST, THE BLOOMIN' BARBEQUE & BLUEGRASS FESTIVAL AND OTHER EVENTS INCLUDING HOSPITALITY...

FESTIVALS AND SPECIAL EVENTS: THE CHAMBER SPONSORS AND PROMOTES ANNUAL FESTIVALS INCLUDING SPRINGFEST, WINTERFEST, THE BLOOMIN' BARBEQUE & BLUEGRASS FESTIVAL AND OTHER EVENTS INCLUDING HOSPITALITY SEMINARS, COFFEE BREAKS, AND MEMBERSHIP BREAKFASTS. THESE EVENTS ENCOURAGE COMMUNITY PARTICIPATION AND TOURISM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $6,713,841

Program Service Revenue $241,401

Investment Income $36,412

Other Revenue $19,091

TOTAL REVENUE $7,010,745

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,405,750

Fundraising Expenses $0

Other Expenses $5,705,369

TOTAL EXPENSES $7,111,119

Year-over-Year Comparison

	2024	2023	Change
Revenue	$7,010,745	$6,539,266	+0.1%
Expenses	$7,111,119	$6,304,684	+0.1%
Net Income	$-100,374	$234,582	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

125

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$160,095

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JASON HOLLIMAN	CHAIRMAN	1.00	Officer Director	$0	$0	$0
NIKKI BOUNDS	EX-OFFICIO	1.00	Officer Director	$0	$0	$0
ELISE COLLIER-MASSEY	TREASURER	1.00	Officer Director	$0	$0	$0
DOUG BLALOCK	SECRETARY	1.00	Officer Director	$0	$0	$0
TASHA WADE	DIRECTOR	1.00	Director	$0	$0	$0
TRAVIS MCCROSKEY	DIRECTOR	1.00	Director	$0	$0	$0
AARON BURNS	DIRECTOR	1.00	Director	$0	$0	$0
AUSTIN WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
JEFF MURRELL	DIRECTOR	1.00	Director	$0	$0	$0
ROBIN HUSKEY MD	DIRECTOR	1.00	Director	$0	$0	$0
TERRI DEMPSEY	DIRECTOR	1.00	Director	$0	$0	$0
JAMA SPICER-SUTTON PHD	DIRECTOR	1.00	Director	$0	$0	$0
ADAM ATCHLEY	VICE CHAIRMAN	1.00	Officer Director	$0	$0	$0
DOUG SWAGGERTY	DIRECTOR	1.00	Director	$0	$0	$0
JOHNNY HANNON	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS PLEMONS	DIRECTOR	1.00	Director	$0	$0	$0
MONTAY CALLOWAY	DIRECTOR	1.00	Director	$0	$0	$0
ASHLEY JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
BRENDA MCCROSKEY	CHIEF EXECUTIVE OFFICER	40.00	Officer	$153,765	$6,330	$160,095

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$7,010,745	$7,111,119	$2,057,520	$-100,374
2024	$6,539,266	$6,304,684	$2,289,466	$234,582
2023	$6,655,444	$6,658,076	$2,044,933	$-2,632
2022	$5,895,528	$5,563,117	$2,086,252	$332,411
2021	$4,214,734	$4,089,063	$2,126,008	$125,671
2020	$3,845,862	$3,340,292	$1,884,671	$505,570
2019	$4,215,736	$4,167,176	$939,394	$48,560
2018	$4,821,129	$5,048,976	$908,175	$-227,847