NAIFA TENNESSEE (EIN 620728939) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

LISA LODEN

Phone

6159046013

Tax Period

2025-01-01 to 2025-12-31

NAIFA TENNESSEE is a small nonprofit that reported $144K in total revenue in fiscal year 2025. Revenue grew 19% year-over-year, indicating healthy expansion. The organization ran a surplus of $56K, a strong 39% operating margin.

Mission

EMPOWERING FINANCIAL PROFESSIONALS AND CONSUMERS THROUGH WORLD-CLASS ADVOCACY AND EDUCATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $108,535

Investment Income $34,955

Other Revenue $384

TOTAL REVENUE $143,874

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $87,473

TOTAL EXPENSES $87,473

Year-over-Year Comparison

	2025	2024	Change
Revenue	$143,874	$120,999	+0.2%
Expenses	$87,473	$95,630	-0.1%
Net Income	$56,401	$25,369	+1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PEGGY SMITH	DIRECTOR	1.00	Director	$0	$0	$0
DERRICK BRADLEY	DIRECTOR	1.00	Director	$0	$0	$0
BEN STEWART	DIRECTOR	1.00	Director	$0	$0	$0
JOE EASLEY	PRESIDENT	2.00	Officer	$0	$0	$0
ALEXIS GOINES	PRESIDENT ELECT	2.00	Officer	$0	$0	$0
REBECCA SCHULTER	PAST PRESIDENT	2.00	Officer	$0	$0	$0
ANDY WARNER	SECRETARY	2.00	Officer	$0	$0	$0
BRIAN BARRACH	TREASURER	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$143,874	$87,473	$401,199	$56,401
2019	$307,546	$176,988	$251,794	$130,558

NAIFA TENNESSEE